Collateral Documentation Specialist

United Bank Alabama and Florida; Atmore (AL); On-site; USD 45,000 - 65,000; Full time

Job summary

United Bank Alabama and Florida is seeking a Loan Collateral Specialist to ensure accurate perfection, tracking, and maintenance of all collateral loan documents, including mortgages, deeds of trust, vehicle titles, and UCC filings.

The role supports regulatory compliance and minimizes collateral risk by coordinating with county clerks, DMVs, title companies, and third‑party vendors, while maintaining up‑to‑date collateral tracking systems and resolving title issues.

Qualifications

• 2+ years of banking or clerical experience in a professional office environment
• Strong attention to detail
• Excellent organizational skills
• Demonstrated experience in managing high volume tasks with accuracy
• Proficiency in Microsoft Office products (Outlook, Excel, and Word)
• High school diploma or equivalent
• Associate or Bachelor’s degree in Finance, Business or related fields

Responsibilities

• Performs accuracy checks and maintains collateral documentation such as mortgages, deeds of trust, vehicle titles, and UCC filings
• Ensure timely and accurate lien perfection in accordance with state and federal requirements
• Coordinate with county clerks, DMVs, secretaries of state, title companies, and third-party vendors
• Monitor recording confirmations and follow up on rejected filings
• Maintain collateral tracking systems and verify receipt of recorded documents
• Monitor UCC continuations and renewals
• Investigate and resolve title defects, lien priority issues, and documentation discrepancies
• Work with loan officers and processors to correct documentation deficiencies
• Any other duties as assigned by Management.

Education

High school diploma or equivalent

Associate or Bachelor’s degree in Finance, Business or related fields

Job description

United Bank Alabama and Florida is seeking a Loan Collateral Specialist to ensure accurate perfection, tracking, and maintenance of all collateral loan documents, including mortgages, deeds of trust, vehicle titles, and UCC filings.

The role supports regulatory compliance and minimizes collateral risk by coordinating with county clerks, DMVs, title companies, and third‑party vendors, while maintaining up‑to‑date collateral tracking systems and resolving title issues.