Collateral Compliance & Documentation Specialist

Coosa Valley Credit Union; Rome (GA); On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Medical Insurance

Vision Insurance

401K w/ employer match

Life Insurance (2x Salary) - Employer

Tuition Reimbursement

Paid Time Off

Health Time

Flexible Spending Account (FSA)

& much more!

Job summary

Coosa Valley Credit Union in Rome, GA is seeking a Collateral Specialist to manage and maintain collateral documentation for consumer and secured loans. You will ensure titles, liens, UCC filings, and related records are complete, accurate, and compliant with credit union policies and applicable laws.

This role requires attention to detail, strong coordination with members, dealerships, insurers, and third parties, and the ability to resolve discrepancies quickly.

Qualifications

• Review loan documentation to ensure collateral requirements are complete, accurate, and compliant.
• Process and maintain vehicle titles, liens, UCC filings, mortgages, and other collateral-related documentation.
• Verify lien placement and ensure the credit union’s security interest is properly perfected.
• Process lien releases, title releases, collateral substitutions, and paid-off loan documentation.
• Monitor and track outstanding titles, insurance documentation, lien recordings, and other collateral requirements.
• Identify, research, and resolve collateral, lien, and title discrepancies.
• Monitor collateral exceptions and follow up on missing, incomplete, or inaccurate documentation.
• Ensure collateral records are updated following loan modifications, refinances, and payoffs.
• Maintain accurate collateral records within loan servicing and document management systems.
• Prepare reports and maintain records related to collateral tracking, exceptions, and portfolio monitoring.
• Ensure documentation is organized, accessible, and audit-ready.
• Coordinate with members, dealerships, insurance companies, government agencies, lenders, and other third parties to obtain required documentation.
• Serve as a resource for loan officers, processors, and servicing staff regarding collateral-related questions and issues.
• Facilitate timely resolution of documentation and collateral concerns.
• Adhere to credit union policies, procedures, internal controls, and regulatory requirements.
• Protect confidential member information and maintain privacy and security standards.
• Support internal and external audits by providing requested collateral documentation and reports.

Responsibilities

• Review loan documentation to ensure collateral requirements are complete, accurate, and compliant.
• Process and maintain vehicle titles, liens, UCC filings, mortgages, and other collateral-related documentation.
• Verify lien placement and ensure the credit union’s security interest is properly perfected.
• Process lien releases, title releases, collateral substitutions, and paid-off loan documentation.
• Monitor and track outstanding titles, insurance documentation, lien recordings, and other collateral requirements.
• Identify, research, and resolve collateral, lien, and title discrepancies.
• Monitor collateral exceptions and follow up on missing, incomplete, or inaccurate documentation.
• Ensure collateral records are updated following loan modifications, refinances, and payoffs.
• Maintain accurate collateral records within loan servicing and document management systems.
• Prepare reports and maintain records related to collateral tracking, exceptions, and portfolio monitoring.
• Coordinate with members, dealerships, insurance companies, government agencies, lenders, and other third parties to obtain required documentation.
• Serve as a resource for loan officers, processors, and servicing staff regarding collateral-related questions and issues.
• Facilitate timely resolution of documentation and collateral concerns.
• Adhere to credit union policies, procedures, internal controls, and regulatory requirements.
• Protect confidential member information and maintain privacy and security standards.
• Support internal and external audits by providing requested collateral documentation and reports.

Skills

Collateral documentation

Regulatory compliance

Lien filing process

Loan servicing support

Document management

Tools

Loan servicing software

Document management systems

Job description

Coosa Valley Credit Union in Rome, GA is seeking a Collateral Specialist to manage and maintain collateral documentation for consumer and secured loans. You will ensure titles, liens, UCC filings, and related records are complete, accurate, and compliant with credit union policies and applicable laws.

This role requires attention to detail, strong coordination with members, dealerships, insurers, and third parties, and the ability to resolve discrepancies quickly.