Closer (Retail)

Paycom - ATS; United States; Remote; USD 52,000 - 68,000; Full time

Job summary

Union Home Mortgage Corp. is seeking a Loan Closer to thoroughly review loan files, prepare closing documents, and fund loan transactions. The role requires meticulous attention to detail, knowledge of FHA/VA/Agency products, and strong customer service skills.

Proficiency with Encompass LOS and Microsoft Office is preferred to ensure compliance and accurate closings. The successful candidate will manage the closing process from file review to funding, maintain a tight closing pipeline, and

Qualifications

• High school diploma or equivalent is required.
• 1+ years of residential closing experience is preferred.
• 2+ years in the mortgage industry is preferred.

Responsibilities

• Thoroughly review loan files to confirm conditions are cleared and ready to close.
• Prepare closing documents with accurate fees and closing conditions.
• Verify information for accuracy (names, addresses, terms, rate, title work).
• Review and deliver the Closing Disclosure to ensure program compliance.
• Set up funding to send a wire for disbursement of funds.
• Maintain a closing pipeline and meet contract closing dates.
• Close a minimum of 80 loans per month.

Skills

Customer service

Communication

Interpersonal skills

Math skills

Attention to detail

Multi-tasking

Time management

Organizational skills

Sense of urgency

FHA/VA knowledge

Education

High school diploma or equivalent

Tools

Encompass LOS

Job description

The Loan Closer is responsible for preparing and verifying closing documents, producing closing instructions, and funding loan transactions that meet all terms of the sale and have received final approval.At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!DUTIES & RESPONSIBILITIESThoroughly review loan files to confirm all conditions are cleared and the file is ready to closePrepare closing documents ensuring quality, correct closing fees, and proper closing conditionsVerify information for accuracy, such as legal names, legal address, terms, price, rate, title work, and hazardReview and deliver the Closing Disclosure, ensuring that the loan meets program guidelines, compliance, and company policiesSet up funding to send a wire to the title company for the disbursement of fundsMaintain a closing pipeline, adhering to warehouse wire time limitations, and contract closing dates, and delivering complete closed loan files on timeCloses a minimum of 80 loans per monthSKILLS REQUIREDExcellent customer service, communication, and interpersonal skillsProven computer skills in Windows, Microsoft Word, Excel, and LOS systems preferredProficient math skillsKnowledge of FHA/VA/Agency productsDetail-oriented and skilled at multi-taskingStrong time management and organizational skillsCan work with a sense of urgency when time constraints are involvedKnowledge of Closing DisclosuresEDUCATION & EXPERIENCEHigh school diploma or equivalent1+ years of recent residential closing experienceMinimum of 2 years experience in the mortgage industryEncompass LOS experience strongly preferredThis employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.