Bond Closer (Retail)

Paycom - ATS; United States; Remote; USD 50,000 - 70,000; Full time

Job summary

Union Home Mortgage Corp. is seeking a Bond Closer to thoroughly review loan files, prepare closing documents, verify details, deliver Closing Disclosures, and set up funding for title company disbursement. The role requires attention to accuracy, strong communication, and the ability to close a high volume of loans monthly.

The Bond Closer will maintain a closing pipeline, stay current with HFA products, and support post-closing findings while upholding compliance and company policies.

Qualifications

• High school diploma or equivalent required.
• Mortgage/closings experience preferred.
• Ability to review Closing Disclosures and closing documents accurately.

Responsibilities

• Thoroughly reviews loan files to confirm all conditions are cleared and file is ready to close.
• Prepare closing documents ensuring quality, correct closing fees, and proper closing conditions.
• Verify information for accuracy, such as legal names, legal address, terms, price, rate, title work, and hazard.
• Review and deliver the Closing Disclosure, ensuring loan compliance with guidelines and policies.
• Set up funding to send wire to title company for disbursement of funds.
• Maintain a closing pipeline, adhering to deadlines and delivering complete closed loan files timely.
• Keep up-to-date knowledge of HFA products offered by the company.
• Assist with post-closing findings as needed.
• Closes a minimum of 70 loans per month.

Skills

Customer service

Communication

Interpersonal skills

Attention to detail

Sense of urgency

Time management

Education

High school diploma or equivalent

Tools

Encompass LOS

Windows

Microsoft Word

Excel

LOS systems

Job description

The Bond Closer is responsible for preparing and verifying closing documents for all HFA products offered at UHM, producing closing instructions, and funding loan transactions that meet all terms of the sale and have received final approval.At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!DUTIES & RESPONSIBILITIESThoroughly reviews loan files to confirm all conditions are cleared and file is ready to closePrepare closing documents ensuring quality, correct closing fees, and proper closing conditionsVerify information for accuracy, such as legal names, legal address, terms, price, rate, title work, and hazardReview and deliver the Closing Disclosure, ensuring that the loan meets program guidelines, compliance, and company policiesSet up funding to send wire to title company for disbursement of fundsMaintain a closing pipeline, adhering warehouse wire time limitations, contract closing dates, and delivering complete closed loan files in a timely mannerMaintain up to date knowledge and trainings of all HFA products offered at UHMAssist with any post-closing findingsCloses a minimum of 70 loans per monthOther Duties as assignedEDUCATION & EXPERIENCEHigh school diploma or equivalent1+ years of recent residential closing experienceMinimum of 2 years’ experience in the mortgage industryEncompass LOS experience strongly preferredSKILLS REQUIREDExcellent customer service, communication, and interpersonal skillsProven computer skills on Windows, Microsoft Word, Excel, and LOS systems preferredProficient math skillsKnowledge of FNMA/FHLMC/FHA/VA/HFA productsDetail-oriented and skilled at multi-taskingStrong time management and organizational skillsCan work with a sense of urgency when time constraints are involvedKnowledge of Closing DisclosuresThis employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.