Chief Insurance Product & Innovation Officer

TheHiveCareers; United States; Remote; USD 180,000 - 360,000; Full time

Job summary

TheHiveCareers is seeking a Chief Product Officer to lead end-to-end product strategy, design, and lifecycle management across life, health, and P&C insurance lines. This role drives innovation, profitability, and customer-centric product development while ensuring regulatory alignment.

Responsibilities include defining enterprise strategy, coordinating with underwriting, actuarial, and tech teams, optimizing pricing models, and guiding go-to-market and digital transformation efforts.

Qualifications

• 15–20+ years of experience in insurance product management or underwriting.
• Proven track record in product innovation, profitability, and portfolio management.
• Strong understanding of life, health, and/or P&C insurance products.
• Experience working with actuarial, risk, and regulatory frameworks.

Responsibilities

• Define and execute the enterprise-wide insurance product strategy.
• Oversee design, development, launch, and optimization of insurance products.
• Ensure collaboration with underwriting, actuarial, distribution, and technology teams.
• Partner with actuarial teams on pricing models and assumptions.
• Ensure product profitability, loss ratio targets, and portfolio performance.
• Align with regulatory frameworks and IFRS 17.
• Leverage data analytics to understand customer behavior and preferences.
• Define go-to-market strategies and product positioning; support channels.

Skills

Leadership

Strategic thinking

Financial acumen

Cross-functional collaboration

Customer-centric mindset

Education

Bachelor's degree in Business, Finance, Actuarial Science, or related field (MBA preferred)

Job description

TheHiveCareers is seeking a Chief Product Officer to lead end-to-end product strategy, design, and lifecycle management across life, health, and P&C insurance lines. This role drives innovation, profitability, and customer-centric product development while ensuring regulatory alignment.

Responsibilities include defining enterprise strategy, coordinating with underwriting, actuarial, and tech teams, optimizing pricing models, and guiding go-to-market and digital transformation efforts.