Channel Underwriter: Commercial Banking & Loan Structuring

Bank of America; Charlotte (NC); On-site; USD 70,000 - 95,000; Full time

Job summary

Bank of America is seeking an Underwriter to support underwriting and monitoring in a high-volume national workflow. You will collaborate with Relationship Managers and Solutions Advisors to understand structuring needs and deliver analyses that support loan decisions.

The role requires 2+ years of commercial banking experience and strong analytical and communication skills. Responsibilities include creating financial models, structuring loans, and applying industry knowledge across sectors.

Qualifications

• 2+ years of solid Commercial Banking experience.
• Experience in financial analysis, structuring, and underwriting.
• Analytical/technical skills, including financial accounting, modeling and loan structuring.
• Strong communication skills; ability to communicate vertically, horizontally, and externally.
• Industry knowledge across multiple sectors.

Responsibilities

• Supports both underwriting and monitoring in a high-volume national workflow queue.
• Independently works with Relationship Managers and Solutions Advisors to understand structuring needs and requirements.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Underwriters have single signature authority for certain credit transactions.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Financial Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America is seeking an Underwriter to support underwriting and monitoring in a high-volume national workflow. You will collaborate with Relationship Managers and Solutions Advisors to understand structuring needs and deliver analyses that support loan decisions.

The role requires 2+ years of commercial banking experience and strong analytical and communication skills. Responsibilities include creating financial models, structuring loans, and applying industry knowledge across sectors.