Senior Channel Underwriter - Commercial Lending & Structuring

Bank of America; Phoenix (AZ); On-site; USD 72,000 - 150,000; Full time

Benefits offered by this job

Discretionary incentive

Benefits eligible

Job summary

Bank of America in Chicago is seeking a seasoned underwriting professional to support underwriting and monitoring in a high-volume national workflow. You will collaborate with Relationship Managers and Solutions Advisors to define structuring requirements and deliver comprehensive financial modeling and analyses to assist loan decisions.

The role emphasizes strong analytical skills, cross-functional communication, and industry knowledge across sectors.

Qualifications

• 2+ years of solid Commercial Banking experience.
• Experience in financial analysis, structuring, and underwriting.
• Analytical/technical skills, including financial accounting, modeling and loan structuring.
• Strong communication skills; ability to communicate vertically, horizontally, and externally.
• Industry knowledge across multiple sectors.

Responsibilities

• Supports underwriting and monitoring in a high-volume national workflow queue.
• Independently works with Relationship Managers and Solutions Advisors to understand structuring needs.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Underwriters have single signature authority for certain credit transactions.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Financial Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

High School Diploma or GED

Job description

Bank of America in Chicago is seeking a seasoned underwriting professional to support underwriting and monitoring in a high-volume national workflow. You will collaborate with Relationship Managers and Solutions Advisors to define structuring requirements and deliver comprehensive financial modeling and analyses to assist loan decisions.

The role emphasizes strong analytical skills, cross-functional communication, and industry knowledge across sectors.