Standard Channel Underwriter I,II and Senior

Bank of America; Charlotte (NC); Sur place; USD 70 000 - 95 000; Plein temps

Résumé du poste

Bank of America is seeking an Underwriter to support underwriting and monitoring in a high-volume national workflow. You will collaborate with Relationship Managers and Solutions Advisors to understand structuring needs and deliver analyses that support loan decisions.

The role requires 2+ years of commercial banking experience and strong analytical and communication skills. Responsibilities include creating financial models, structuring loans, and applying industry knowledge across sectors.

Qualifications

• 2+ years of solid Commercial Banking experience.
• Experience in financial analysis, structuring, and underwriting.
• Analytical/technical skills, including financial accounting, modeling and loan structuring.
• Strong communication skills; ability to communicate vertically, horizontally, and externally.
• Industry knowledge across multiple sectors.

Responsabilités

• Supports both underwriting and monitoring in a high-volume national workflow queue.
• Independently works with Relationship Managers and Solutions Advisors to understand structuring needs and requirements.
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process.
• Underwriters have single signature authority for certain credit transactions.

Connaissances

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Financial Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Formation

High School Diploma / GED / Secondary School or equivalent

Description du poste

Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Responsibilities

• Supports both underwriting and monitoring in a high-volume national workflow queue
• Independently works with Relationship Managers and Solutions Advisors to understand structuring needs and requirements
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• Underwriters have single signature authority for certain credit transactions

Skills

• Attention to Detail
• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Financial Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

Required Qualifications

• 2+ years of solid Commercial Banking experience
• Experience in financial analysis, structuring, and underwriting
• Analytical/technical skills, including financial accounting, modeling and loan structuring
• Strong communication skills; ability to communicate vertically, horizontally, and externally
• Industry knowledge across multiple sectors

Minimum Education Requirement

High School Diploma / GED / Secondary School or equivalent

Shift

1st shift (United States of America)

Hours Per Week

40