CFO: Growth & Capital Strategy for Subprime Auto

Broadgate; New York (NY); On-site; USD 300,000 - 420,000; Full time

Job summary

Broadgate is partnering with a New York subprime auto lender to hire a Chief Financial Officer (CFO). The role leads the finance function, overseeing reporting, liquidity, and capital markets strategies from New York.

You will partner with the CEO and executive team to drive growth, profitability, and long-term capital planning. The CFO will manage relationships with banks and investors, oversee audits and regulatory reporting, and build a high-performing finance organization.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or related field.
• MBA, CPA, CFA, or similar advanced designation preferred.
• 10+ years of progressive finance experience, including senior leadership roles.
• Significant experience in: Subprime auto finance Consumer lending Specialty finance Banking Structured finance
• Strong expertise in: Warehouse lending Liquidity management Portfolio economics Financial forecasting and modeling

Responsibilities

• Partner with the CEO and executive team to drive growth and profitability.
• Develop and execute the company's financial strategy and long-term capital plan.
• Lead budgeting, forecasting, financial modeling, and performance management.
• Provide actionable analysis on originations, pricing, credit performance, operating expenses, and profitability.
• Deliver clear financial reporting and recommendations to the Board of Directors.
• Lead all funding, liquidity, and capital markets activities.
• Manage relationships with banks, warehouse lenders, private credit funds, institutional investors, and rating agencies.
• Negotiate and oversee warehouse facilities, credit lines, forward-flow agreements, whole-loan sales, and other funding arrangements.
• Optimize cost of funds, liquidity, and funding diversification while ensuring covenant compliance.
• Partner with Credit and Risk teams to evaluate risk-adjusted returns, pricing, and underwriting strategy.

Skills

Finance leadership

Financial forecasting

Stakeholder management

Regulatory reporting

Education

Bachelor's degree in Finance/Accounting/Economics

MBA/CPA/CFA or similar preferred

Job description

Broadgate is partnering with a New York subprime auto lender to hire a Chief Financial Officer (CFO). The role leads the finance function, overseeing reporting, liquidity, and capital markets strategies from New York.

You will partner with the CEO and executive team to drive growth, profitability, and long-term capital planning. The CFO will manage relationships with banks and investors, oversee audits and regulatory reporting, and build a high-performing finance organization.