CFO

Broadgate; New York (NY); On-site; USD 300,000 - 420,000; Full time

Job summary

Broadgate is partnering with a New York subprime auto lender to hire a Chief Financial Officer (CFO). The role leads the finance function, overseeing reporting, liquidity, and capital markets strategies from New York.

You will partner with the CEO and executive team to drive growth, profitability, and long-term capital planning. The CFO will manage relationships with banks and investors, oversee audits and regulatory reporting, and build a high-performing finance organization.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or related field.
• MBA, CPA, CFA, or similar advanced designation preferred.
• 10+ years of progressive finance experience, including senior leadership roles.
• Significant experience in: Subprime auto finance Consumer lending Specialty finance Banking Structured finance
• Strong expertise in: Warehouse lending Liquidity management Portfolio economics Financial forecasting and modeling

Responsibilities

• Partner with the CEO and executive team to drive growth and profitability.
• Develop and execute the company's financial strategy and long-term capital plan.
• Lead budgeting, forecasting, financial modeling, and performance management.
• Provide actionable analysis on originations, pricing, credit performance, operating expenses, and profitability.
• Deliver clear financial reporting and recommendations to the Board of Directors.
• Lead all funding, liquidity, and capital markets activities.
• Manage relationships with banks, warehouse lenders, private credit funds, institutional investors, and rating agencies.
• Negotiate and oversee warehouse facilities, credit lines, forward-flow agreements, whole-loan sales, and other funding arrangements.
• Optimize cost of funds, liquidity, and funding diversification while ensuring covenant compliance.
• Partner with Credit and Risk teams to evaluate risk-adjusted returns, pricing, and underwriting strategy.

Skills

Finance leadership

Financial forecasting

Stakeholder management

Regulatory reporting

Education

Bachelor's degree in Finance/Accounting/Economics

MBA/CPA/CFA or similar preferred

Job description

Broadgate are excited to be partnering with a subprime auto lender in New York to hire for a CFO.

Key Responsibilities

• Partner with the CEO and executive team to drive growth and profitability.
• Develop and execute the company's financial strategy and long-term capital plan.
• Lead budgeting, forecasting, financial modeling, and performance management.
• Provide actionable analysis on originations, pricing, credit performance, operating expenses, and profitability.
• Deliver clear financial reporting and recommendations to the Board of Directors.
• Lead all funding, liquidity, and capital markets activities.
• Manage relationships with banks, warehouse lenders, private credit funds, institutional investors, and rating agencies.
• Negotiate and oversee warehouse facilities, credit lines, forward-flow agreements, whole-loan sales, and other funding arrangements.
• Optimize cost of funds, liquidity, and funding diversification while ensuring covenant compliance.
• Partner with Credit and Risk teams to evaluate risk-adjusted returns, pricing, and underwriting strategy.

Accounting & Reporting

• Oversee Accounting and Financial Reporting.
• Ensure accurate and timely monthly, quarterly, and annual reporting.
• Maintain appropriate controls, policies, and financial governance.
• Manage audits, tax matters, financial service providers, and regulatory reporting requirements.
• Build scalable reporting systems and financial infrastructure.
• Support liquidity, stress-testing, loss forecasting, and capital planning processes.
• Partner with Legal, Compliance, Credit, and Operations on regulatory and financial risk management.
• Serve as the company's primary financial representative to investors, lenders, auditors, rating agencies, and other key stakeholders.
• Build and lead a high-performing finance organization.
• Recruit, develop, and retain
• Foster a culture of accountability, discipline, integrity, and analytical rigor

Required Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or related field.
• MBA, CPA, CFA, or similar advanced designation preferred.
• 10+ years of progressive finance experience, including senior leadership roles.
• Significant experience in: Subprime auto finance Consumer lending Specialty finance Banking Structured finance
• Strong expertise in: Warehouse lending Liquidity management Portfolio economics Financial forecasting and modeling

Preferred Qualifications

• Direct subprime auto lending experience.
• Existing relationships with key warehouse lenders, banks, investors, and capital providers.
• Experience with whole-loan sales and forward-flow programs.
• Track record navigating changing credit and interest-rate environments.
• Experience scaling a specialty finance platform through periods of rapid growth