Card Network Reconciliation Specialist

Evolve Bank & Trust; Memphis (TN); On-site; USD 65,000 - 85,000; Full time

Job summary

The Acquiring Reconciliation Analyst at Evolve Bank & Trust will ensure accurate, timely, and compliant reconciliation of card-network settlement, fees, and chargebacks across daily, weekly, and month-end cycles. The role collaborates with Risk and Underwriting to prevent leakage related to fraud and disputes, while driving process improvements.

Responsibilities include reconciling card network reports, managing exceptions, and monitoring reserve accounts.

Qualifications

• Bachelor’s degree in business, finance or related field ideal but not required.
• Experience with TSYS processor systems and related files (3270 TSYS screens).
• Familiarity with merchant monitoring solutions such as Legit Script and G2.
• Knowledge of card network rules, e-commerce/retail processing, merchant pricing concepts.

Responsibilities

• Reconcile card network reports, bank activity, and ISO/merchant-level details including fees and interchange.
• Manage exceptions by identifying root causes, driving timely resolution, and maintaining audit trails.
• Monitor daily reserve bank account activity and monthly reconciliations against processor reporting.
• Analyze large datasets, identify trends, and diagnose recurring errors.
• Support ISO operations with funding, reporting, and disputes obligations.

Skills

Excel pivot

SQL basics

Data analysis

Card networks

Fraud risk

TSYS familiarity

Education

Bachelor’s degree in business/finance or related field

Tools

TSYS

CBOS

LegitScript

G2

Job description

The Acquiring Reconciliation Analyst at Evolve Bank & Trust will ensure accurate, timely, and compliant reconciliation of card-network settlement, fees, and chargebacks across daily, weekly, and month-end cycles. The role collaborates with Risk and Underwriting to prevent leakage related to fraud and disputes, while driving process improvements.

Responsibilities include reconciling card network reports, managing exceptions, and monitoring reserve accounts.