Business Banking Credit Strategy Leader

U.S. Bank National Association; Minneapolis (MN); Hybrid; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare

401(k) plan

Paid vacation

Holiday opportunities

Parental leave

Disability protection

Sick leave

Job summary

U.S. Bank in Minneapolis, MN is seeking a Business Risk Professional to partner with Lines of Business and risk managers to build, maintain, and oversee an effective risk management framework.

This role helps ensure compliance with applicable laws and contributes to reducing regulatory exposure while supporting profit potential. The position requires collaboration with multiple risk partners and policy owners to implement sound credit practices, including SBA, C&I, and D&I lending policies, and

Qualifications

• Bachelors degree, or equivalent work experience
• 10 or more years of applicable experience
• Applicable professional certifications

Responsibilities

• Provide ongoing credit policy support to Business Banking, aligning with 2LoD principles.
• Drive strategic credit initiatives balancing growth with prudent risk management.
• Monitor impact of credit initiatives and optimize results.
• Represent Credit and Product teams in cross-functional policy impact groups.
• Engage stakeholders on changes to lending policies and impact.
• Collaborate with Credit Delivery, Governance, and other teams on policy changes.

Skills

Credit principles

Business Banking

SBA lending

C&I lending

Data analysis

Cross-functional collaboration

Excel

PowerBI

nCino

LEAP

Education

Bachelors degree

Equivalent work experience

Tools

Excel

Word

PowerPoint

Outlook

Teams

SharePoint

PowerBI

nCino

ACAPS

LEAP

Job description

U.S. Bank in Minneapolis, MN is seeking a Business Risk Professional to partner with Lines of Business and risk managers to build, maintain, and oversee an effective risk management framework.

This role helps ensure compliance with applicable laws and contributes to reducing regulatory exposure while supporting profit potential. The position requires collaboration with multiple risk partners and policy owners to implement sound credit practices, including SBA, C&I, and D&I lending policies, and