Senior Credit Risk Leader, Business Banking Growth

Valley Bank; Morristown (TN); On-site; USD 80,000 - 120,000; Full time

Job summary

A leading financial institution in the United States is seeking an experienced Credit Risk Manager to oversee underwriting activities and manage a loan portfolio. This role involves monitoring financial health, structuring transactions, leading client meetings, and ensuring compliance with credit policies. The ideal candidate will have at least 7 years of experience in commercial lending, strong interpersonal and mathematical skills, and proficiency in financial analysis and reporting. Join this organization dedicated to personal and professional growth.

Qualifications

• Minimum of 7 years of experience in a commercial lending environment.
• Experience in a credit-oriented and underwriting position.
• Completion of a formal credit training program preferred.

Responsibilities

• Monitor financial health of loan portfolio and communicate with clients.
• Underwrite and structure new transactions and renewals.
• Lead client meetings and internal discussions on lending opportunities.
• Review credit packages completed by junior team members.
• Perform due diligence and credit analysis, ensuring timely completion.
• Approve transactions under individual lending authority, as applicable.
• Maintain oversight of ongoing portfolio monitoring requirements.
• Validate and analyze compliance reports and escalate issues.

Skills

Understanding of policies and procedures

Credit underwriting knowledge

Financial accounting expertise

Loan documentation knowledge

Time management skills

Mathematical skills

Interpersonal skills

Administrative skills

Report writing ability

Presentation skills

Education

High School diploma or GED

Bachelor's degree in related field (preferred)

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

A leading financial institution in the United States is seeking an experienced Credit Risk Manager to oversee underwriting activities and manage a loan portfolio. This role involves monitoring financial health, structuring transactions, leading client meetings, and ensuring compliance with credit policies. The ideal candidate will have at least 7 years of experience in commercial lending, strong interpersonal and mathematical skills, and proficiency in financial analysis and reporting. Join this organization dedicated to personal and professional growth.