Industry Credit Risk Strategy Lead

U.S. Bank; Cincinnati (OH); On-site; USD 127,000 - 149,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

Parental leave

401(k) and retirement plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking an Industry Credit Risk Management - Officer to lead portfolio management across sectors such as Asset Based Finance and Mortgage Warehouse Lending.

You will identify emerging risks, manage risk appetite, and coordinate risk projects with the business line and governance teams. The role requires deep knowledge of credit risk concepts, strong analytical and communication skills, and the ability to influence decision-makers while maintaining compliance with applicable policies

Qualifications

• Bachelor's degree, or equivalent work experience.
• Typically more than 10 years of applicable experience.
• Bachelor's degree in Business, Finance, Economics, Statistics or similar.
• Understanding of basic credit risk management concepts and related regulatory framework.
• Knowledge of laws, regulations and regulatory trends affecting financial services.
• Broad understanding of credit risk processes and governance programs.
• Strong analytical, facilitation and project management skills.

Responsibilities

• Identify and manage emerging risks within portfolio.
• Develop requirements for data collection and analyses.
• Produce management reports and present findings to leadership.
• Coordinate risk management projects across industries/portfolios.
• Maintain thorough procedural documentation and governance.

Skills

Analytical skills

Project management

Communication skills

Interpersonal skills

Negotiation

Microsoft Office

Regulatory knowledge

Risk data analysis

Education

Bachelor's degree

Business/Finance/Economics/Statistics

Tools

Data analysis tools

Reporting tools

Job description

U.S. Bank is seeking an Industry Credit Risk Management - Officer to lead portfolio management across sectors such as Asset Based Finance and Mortgage Warehouse Lending.

You will identify emerging risks, manage risk appetite, and coordinate risk projects with the business line and governance teams. The role requires deep knowledge of credit risk concepts, strong analytical and communication skills, and the ability to influence decision-makers while maintaining compliance with applicable policies