Hybrid Credit Strategy Lead — Business Banking

SDFM; Minneapolis (MN); Hybrid; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) retirement plan

Paid vacation

Paid holidays

Parental leave

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Business Risk Professional to partner with Lines of Business and 2LoD, building and overseeing a robust risk management framework. You will identify gaps, inform policy, and guide procedures to maximize profit while minimizing regulatory exposure.

The role requires extensive credit knowledge in Business Banking and collaboration with cross-functional teams. Proficiency in Excel, PowerBI and underwriting systems is preferred.

Qualifications

• Bachelor's degree, or equivalent work experience.
• 10 or more years of applicable experience.
• Applicable professional certifications.

Responsibilities

• Provide ongoing credit policy support to the Business Banking organization, partnering with credit policy owners in 2LoD to ensure business practices and policies are implemented in accordance with sound credit principles
• Drive strategic credit initiatives, informing credit recommendations that balance sound growth with prudent risk management and governance
• Monitor the impact of implemented credit initiatives, making subsequent recommendations to optimize results as necessary
• Represent the Business Banking Credit and Product teams in cross-functional working groups where policy impact is identified
• Monitor changes to general and specialty lending policies for Business Banking impact and engage appropriate stakeholders as needed
• Partner closely with Credit Delivery teams, Governance teams, and other stakeholders to determine Business Banking impact, feedback, and actions from proposed policy changes

Skills

Credit principles

Business Banking

SBA lending

C&I lending

D&I lending

Cross-functional collaboration

Data analysis

Education

Bachelor's degree

Tools

Excel

PowerBI

nCino

ACAPS

LEAP

SharePoint

Outlook

Teams

Word

PowerPoint

Job description

U.S. Bank is seeking a Business Risk Professional to partner with Lines of Business and 2LoD, building and overseeing a robust risk management framework. You will identify gaps, inform policy, and guide procedures to maximize profit while minimizing regulatory exposure.

The role requires extensive credit knowledge in Business Banking and collaboration with cross-functional teams. Proficiency in Excel, PowerBI and underwriting systems is preferred.