Hybrid Credit Strategy Lead, Business Banking

U.S. Bank; Irving (TX); Hybrid; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability

Parental leave

401(k)

Paid vacation

Holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a seasoned Business Risk Professional to partner with multiple lines of business and risk teams. You will support credit policy, drive initiatives, and monitor outcomes to balance growth with prudent risk management.

The role emphasizes cross-functional collaboration and policy governance. The position offers a hybrid schedule with in-office days and flexible work options, reflecting U.S.

Qualifications

• Bachelor's degree or equivalent work experience.
• 10+ years of applicable experience.
• Applicable professional certifications.

Responsibilities

• Provide ongoing credit policy support to the Business Banking organization, partnering with credit policy owners in 2LoD to ensure business practices and policies are implemented in accordance with sound credit principles
• Drive strategic credit initiatives, informing credit recommendations that balance sound growth with prudent risk management and governance
• Monitor the impact of implemented credit initiatives, making subsequent recommendations to optimize results as necessary
• Represent the Business Banking Credit and Product teams in cross-functional working groups where policy impact is identified
• Monitor changes to general and specialty lending policies for Business Banking impact and engage appropriate stakeholders as needed
• Partner closely with Credit Delivery teams, Governance teams, and other stakeholders to determine Business Banking impact, feedback, and actions from proposed policy changes

Skills

Analytical skills

Cross-functional collaboration

Proficiency in Excel

PowerBI

Education

Bachelor's degree

Applicable professional certifications

Tools

Excel

Word

PowerPoint

Outlook

Teams

SharePoint

PowerBI

nCino

ACAPS

LEAP

Job description

U.S. Bank is seeking a seasoned Business Risk Professional to partner with multiple lines of business and risk teams. You will support credit policy, drive initiatives, and monitor outcomes to balance growth with prudent risk management.

The role emphasizes cross-functional collaboration and policy governance. The position offers a hybrid schedule with in-office days and flexible work options, reflecting U.S.