Business Banker - Logan 14th North

Zions Bank; Logan (UT); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance (

Start Day One Health Benefits

Life and Disability Insurance

Parental Leave & Adoption Assistance

Health Savings Account (HSA)

Flexible Spending Account (FSA)

PTO and Holidays

401(k) with company match

Profit Sharing

Mental health support

Tuition Reimbursement

Employee banking products

Job summary

Zions Bank in Logan, UT is seeking an experienced Business Banker to deliver full-service banking with a focus on sales and service. You will manage a portfolio of Business Banking clients, visit client locations, and build strategic relationship plans to meet revenue and growth targets.

The role emphasizes understanding clients' financial needs, delivering appropriate solutions, and maintaining strong cross-functional collaboration with the branch team. This position is in-office in Logan, UT.

Qualifications

• Bachelor's degree in banking, finance or a related field and 2+ years of credit-associated lending or related experience.
• Knowledge and experience of Business Bank lending, credit analysis preferable in a commercial lending environment.
• Ability to expand loans, client relationships and cross-sell bank products.
• Solid experience with the sales, loan processing and closing processes.
• Skills in applicant interviewing and perceptive character judgment.
• Ability to structure loans and monitor credit performance.
• Good interpersonal and communication skills.
• Solid working knowledge of software applications, including word processing and spreadsheets.
• Manages a small commercial portfolio.

Responsibilities

• Grow, retain, and expand a portfolio of existing Business Banking clients.
• Sources new customers through referrals.
• Contribute to deposit growth through cross-selling and promoting banking products.
• Obtain quality new business via client and prospect calls, referrals, and cross selling.
• Recommend appropriate solutions as a trusted advisor to meet client objectives.
• Meet revenue goals for region and products.
• Understand clients' business/personal financial needs and maintain relationship plans.
• Visit client locations regularly and manage relationships accordingly.
• Ensure client requests are met or referred to the right resource.
• Meet or exceed KPI metrics for portfolio growth, revenue, retention and customer satisfaction.

Skills

Client relationships

Cross-selling

Credit analysis

Loan structuring

Interpersonal skills

Communication

Financial acumen

Education

Bachelor's degree in Banking/Finance

Job description

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we build upon our 150-year legacy and usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as "Best Employer from Utah’s Best of State", among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

If you thrive in Small Business lending, and can prioritize goals to fit both your personal and professional career growth, then take the opportunity to be a part of a high performing team in Business Banking!

We are looking for an experienced Business Banker to provide top-notch customer service to our clients and customers in Logan, Utah - Cache Valley. This role performs full-service banking services to new and existing customers within the branch, with a primary focus on sales and service. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Essential Functions:

• Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
• Sources new customers through referrals
• Contributes to deposit growth by cross selling and promoting additional banking products
• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
• Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
• Meets assigned revenue goal for region and products
• Gains complete knowledge of the business and personal financial needs of assigned customers
• Visits client locations regularly
• Builds knowledge of each assigned client and develops/manages a relationship plan for each client
• Ensures client requests are met by handling them directly and/or referring to appropriate resource
• Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics
• Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
• Complies with applicable company policies and all banking regulations
• Other duties as assigned.

Qualifications:

• Requires a bachelor's degree in banking, finance or a related field and 2+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications
• Knowledge and experience of Business Bank lending, credit analysis preferable in a commercial lending environment
• Ability to expand loans, client relationships and cross sell bank products
• Solid experience with the sales, loan processing and closing processes
• Requires skills and experience in applicant interviewing and perceptive character judgment
• Ability to structure loans and monitor credit performance
• Must have good interpersonal and communication skills
• Solid working knowledge of software applications, including word processing and spreadsheets
• Manages a small commercial portfolio

You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

Location:

This position is five days in-office in Logan, UT