Business Banker - Draper

Zions Bancorporation; Draper (UT); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Paid time off

11 paid holidays

401(k) plan with company match

Mental health benefits

Job summary

Zions Bank in Draper, UT seeks an experienced Business Banker to deliver full-service banking to clients from the Draper branch, focusing on sales and service. You will grow a portfolio, cross-sell products, and deliver personalized financial solutions as a trusted advisor to help clients meet their objectives.

Requirements include a bachelor's degree in banking or related field and 2+ years in credit analysis or lending. Strong communication and relationship-building skills are essential.

Qualifications

• Requires a bachelor's degree in banking, finance or a related field, plus 2+ years of credit experience.
• Experience in Business Banking lending, credit analysis, and cross-selling is preferred.
• Ability to structure loans and monitor credit performance; strong interpersonal skills.

Responsibilities

• Grow, retain, and expand a portfolio of existing Business Banking clients.
• Source new customers through referrals and cross-sell banking products.
• Provide solutions as a trusted advisor to meet client objectives.
• Meet revenue goals and maintain knowledge of clients' financial needs.

Skills

Relationship building

Sales

Credit analysis

Business banking

Education

Bachelor's degree in banking, finance or related field

Tools

Loan processing

CRM software

Job description

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we build upon our 150-year legacy and usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’sTop Workplaces. Make the leap into a new era of banking. Let us transform your career.

If you thrive in Small Business lending, and can prioritize goals to fit both your personal and professional career growth, then take the opportunity to be a part of a high performing team in Business Banking!

We are looking for an experiencedBusiness Bankerto provide top-notch customer service to our clients and customers within Salt Lake City from ourDraper branch.This role performs full-service banking services to new and existing customers within the branch, with a primary focus on sales and service. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Essential Functions:

• Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
• Sources new customers through referrals
• Contributes to deposit growth by cross selling and promoting additional banking products
• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
• Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
• Meets assigned revenue goal for region and products
• Gains complete knowledge of the business and personal financial needs of assigned customers
• Builds knowledge of each assigned client and develops/manages a relationship plan for each client
• Ensures client requests are met by handling them directly and/or referring to appropriate resource
• Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics
• Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
• Complies with applicable company policies and all banking regulations
• Other duties as assigned.

Qualifications:

• Requires a bachelor's degree in banking, finance or a related field and 2+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications
• Knowledge and experience of Business Bank lending, credit analysis preferable in a commercial lending environment
• Ability to expand loans, client relationships and cross sell bank products
• Solid experience with the sales, loan processing and closing processes
• Requires skills and experience in applicant interviewing and perceptive character judgment
• Ability to structure loans and monitor credit performance
• Must have good interpersonal and communication skills
• Solid working knowledge of software applications, including word processing and spreadsheets
• Manages a small commercial portfolio

You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

Location:

This position is five days in-office in Draper, UT

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Zions Bank a division of Zions Bancorporation, N.A. Member FDIC