BSA/AML Compliance Lead — Fintech Payments

VelaFi; Plano (TX); On-site; USD 110,000 - 170,000; Full time

Job summary

VelaFi is a fintech company providing cross-border payments infrastructure and is seeking a hands-on BSA/AML Compliance Officer in Plano to lead the U.S. BSA/AML and sanctions program alongside the Global Chief Compliance Officer.

You will manage customer due diligence, transaction monitoring, regulatory filings, and licensing, while supporting examinations and ongoing compliance obligations across states as VelaFi expands its footprint.

Qualifications

• 3+ years of BSA/AML compliance experience.
• Familiarity with federal BSA/AML framework, FinCEN regulations, OFAC requirements, and USA PATRIOT Act.
• Experience with multi-state money transmitter licensing and regulatory requirements.
• Hands-on experience with SAR/CTR filing, KYC/KYB, transaction monitoring, and enhanced due diligence.
• Experience supporting regulatory examinations, audits, or compliance testing is preferred.
• Experience with B2B cross-border payments, stablecoins, or digital assets is a strong plus.
• CAMS certification preferred, but not required.
• Strong attention to detail and sound compliance judgment.
• Based in or willing to relocate to the Plano/Dallas-Fort Worth area.

Responsibilities

• Administer and maintain the BSA/AML/OFAC program on a day-to-day basis.
• Conduct and oversee customer onboarding, KYC/KYB reviews, transaction monitoring, and enhanced due diligence.
• Prepare and file SARs and CTRs as required.
• Maintain records per BSA recordkeeping requirements.
• Support multi-state money transmitter licensing, renewals, reporting, and ongoing regulatory requirements across jurisdictions.
• Liaise with state regulators and respond to regulatory examinations and information requests.
• Assist with independent reviews, audits, and testing of the AML program.
• Support remediation and improvement of compliance policies, controls, and documentation.
• Monitor developments involving FinCEN, OFAC, BSA/AML requirements, and MSB regulation.
• Partner with Compliance, Legal, Operations, Product, and other teams as the company expands its footprint.

Skills

BSA/AML compliance

KYC/KYB

SAR/CTR filing

Regulatory examinations

Multi-state licensing

USA PATRIOT Act awareness

Attention to detail

Independent work

Plano relocation

Job description

VelaFi is a fintech company providing cross-border payments infrastructure and is seeking a hands-on BSA/AML Compliance Officer in Plano to lead the U.S. BSA/AML and sanctions program alongside the Global Chief Compliance Officer.

You will manage customer due diligence, transaction monitoring, regulatory filings, and licensing, while supporting examinations and ongoing compliance obligations across states as VelaFi expands its footprint.