Senior US Compliance Lead: BSA/AML & Consumer

LemFi; United States; Remote; USD 150,000 - 230,000; Full time

Job summary

LemFi is building the go-to financial app for the Global South, with a US compliance role at the center of day-to-day operations. You will own BSA/AML and consumer compliance programs, escalate material issues, and support regulatory reporting while collaborating with the US Chief Compliance Officer.

We seek a Senior Compliance professional with deep hands-on experience in US payments, money transmission, fintech, and strong written and verbal communication to navigate multi-state requirements

Qualifications

• 6+ years of compliance experience in US payments, money transmission, fintech, or financial services.
• Hands-on depth in both BSA/AML and consumer compliance.
• Familiarity with FinCEN regulations, OFAC, SAR/CTR processes.
• Experience contributing to a consumer compliance programme (UDAAP, Reg E, complaints).

Responsibilities

• Run the day-to-day BSA/AML operation: SAR quality, FinCEN reporting, and transaction monitoring; deputise for the CCO when needed.
• Own the consumer compliance programme operationally: UDAAP, Reg E, CAN-SPAM, TCPA reviews, disclosures and complaints intake.
• Lead the consumer complaints programme end-to-end, identify systemic issues and drive root-cause fixes.
• Support multi-state MTL compliance, including licences, regulatory notices, and exam prep across active US states.
• Manage sponsor bank compliance commitments, keep status updates, and notify the CCO of risks.
• Contribute to US compliance sections of board/executive reports and risk assessments.
• Use AI tools to accelerate policy drafting, evidence packs, and regulatory research.

Skills

BSA/AML

Consumer compliance

FinCEN regulations

OFAC compliance

SAR/CTR processes

Regulatory reporting

Policy drafting

Communication skills

Job description

LemFi is building the go-to financial app for the Global South, with a US compliance role at the center of day-to-day operations. You will own BSA/AML and consumer compliance programs, escalate material issues, and support regulatory reporting while collaborating with the US Chief Compliance Officer.

We seek a Senior Compliance professional with deep hands-on experience in US payments, money transmission, fintech, and strong written and verbal communication to navigate multi-state requirements