BSA/AML Compliance Officer- Fintech/Payments

VelaFi; Plano (TX); Vor Ort; USD 110.000 - 170.000; Vollzeit

Zusammenfassung

VelaFi is a fintech company providing cross-border payments infrastructure and is seeking a hands-on BSA/AML Compliance Officer in Plano to lead the U.S. BSA/AML and sanctions program alongside the Global Chief Compliance Officer.

You will manage customer due diligence, transaction monitoring, regulatory filings, and licensing, while supporting examinations and ongoing compliance obligations across states as VelaFi expands its footprint.

Qualifikationen

• 3+ years of BSA/AML compliance experience.
• Familiarity with federal BSA/AML framework, FinCEN regulations, OFAC requirements, and USA PATRIOT Act.
• Experience with multi-state money transmitter licensing and regulatory requirements.
• Hands-on experience with SAR/CTR filing, KYC/KYB, transaction monitoring, and enhanced due diligence.
• Experience supporting regulatory examinations, audits, or compliance testing is preferred.
• Experience with B2B cross-border payments, stablecoins, or digital assets is a strong plus.
• CAMS certification preferred, but not required.
• Strong attention to detail and sound compliance judgment.
• Based in or willing to relocate to the Plano/Dallas-Fort Worth area.

Aufgaben

• Administer and maintain the BSA/AML/OFAC program on a day-to-day basis.
• Conduct and oversee customer onboarding, KYC/KYB reviews, transaction monitoring, and enhanced due diligence.
• Prepare and file SARs and CTRs as required.
• Maintain records per BSA recordkeeping requirements.
• Support multi-state money transmitter licensing, renewals, reporting, and ongoing regulatory requirements across jurisdictions.
• Liaise with state regulators and respond to regulatory examinations and information requests.
• Assist with independent reviews, audits, and testing of the AML program.
• Support remediation and improvement of compliance policies, controls, and documentation.
• Monitor developments involving FinCEN, OFAC, BSA/AML requirements, and MSB regulation.
• Partner with Compliance, Legal, Operations, Product, and other teams as the company expands its footprint.

Kenntnisse

BSA/AML compliance

KYC/KYB

SAR/CTR filing

Regulatory examinations

Multi-state licensing

USA PATRIOT Act awareness

Attention to detail

Independent work

Plano relocation

Jobbeschreibung

Reports to: Global Chief Compliance Officer

About VelaFi

VelaFi is a fintech company building next-generation infrastructure for global cross-border payments. We help businesses move money efficiently across markets through modern payment, FX, and digital-asset infrastructure. As we continue expanding our U.S. operations and regulatory footprint, we are looking for a hands‑on BSA/AML Compliance Officer to join our growing global compliance team.

About the Role

The BSA/AML Compliance Officer will support the day-to-day administration and continued development of VelaFi’s U.S. BSA/AML and sanctions compliance program.

This is a hands‑on role for someone who understands the operational realities of compliance within a payments or fintech environment. You will work closely with our Global Chief Compliance Officer and cross‑functional teams while supporting customer due diligence, transaction monitoring, regulatory filings, licensing, examinations, and ongoing compliance obligations.

What You’ll Do

• Administer and maintain the Company’s BSA/AML/OFAC compliance program on a day-to-day basis.
• Conduct and oversee customer onboarding, KYC/KYB reviews, transaction monitoring, enhanced due diligence, and escalation of potentially suspicious activity.
• Prepare and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) as required.
• Maintain records in accordance with applicable BSA recordkeeping requirements.
• Support multi-state money transmitter license applications, renewals, reporting, and ongoing regulatory requirements across licensed jurisdictions.
• Liaise with state regulators and support responses to regulatory examinations, inquiries, and information requests.
• Assist with periodic independent reviews, audits, and testing of the AML compliance program.
• Support remediation efforts and continued improvement of compliance policies, procedures, controls, and documentation.
• Monitor developments involving FinCEN, OFAC, BSA/AML requirements, and state MSB/money‑transmitter regulation.
• Partner with Compliance, Legal, Operations, Product, and other teams as the company expands its products and regulatory footprint.

What We’re Looking For

• 3+ years of BSA/AML compliance experience, preferably within an MSB, payments, remittance, fintech, or similar regulated financial‑services environment.
• Strong understanding of the federal BSA/AML framework, FinCEN regulations, OFAC requirements, and the USA PATRIOT Act.
• Familiarity with multi-state money transmitter licensing and regulatory requirements.
• Hands‑on experience with SAR/CTR filing, KYC/KYB, transaction monitoring, and enhanced due diligence.
• Experience supporting regulatory examinations, audits, or compliance testing is preferred.
• Experience with B2B cross‑border payments, stablecoins, or digital assets is a strong plus.
• CAMS certification preferred, but not required.
• Strong attention to detail and sound compliance judgment.
• Ability to work independently and take ownership in a fast‑moving, growth‑stage environment.
• Based in or willing to relocate to the Plano/Dallas‑Fort Worth area.

Why VelaFi

This is an opportunity to join VelaFi during an important stage of growth and help build the compliance infrastructure supporting a global payments business. You’ll work directly with senior compliance leadership while gaining exposure to cross‑border payments, U.S. money transmission, FX, stablecoins, and an expanding international operation.

Equal Opportunity Employer

Momentum Pay Inc. (d/b/a VelaFi) is an Equal Opportunity Employer. We are committed to creating an inclusive workplace and providing equal employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by applicable law.

We value diverse backgrounds, perspectives, and experiences and believe they strengthen our team and our ability to serve customers globally.