Banking Operations Analyst — Onsite in Brea, CA (Central Ops)

Axiom Path; Brea (CA); On-site; USD 65,000 - 90,000; Full time

Job summary

Axiom Path, Inc. is seeking a Banking Operations Analyst to join the central operations team in Brea, California. The role focuses on processing and researching ACH transactions, reconciliations, and various account-maintenance tasks within a regulated banking environment.

The ideal candidate has 3–5 years of experience, strong analytical skills, and excellent communication to interact with branches and internal teams while maintaining strict confidentiality and compliance.

Qualifications

• Approximately 3–5 years of relevant banking, financial services, or back-office operations experience.
• Working knowledge of banking operations such as ACH processing, deposit operations, transaction research, reconciliations, account maintenance, check processing, or operational controls.
• Importance of accuracy, regulatory compliance, confidentiality, and established banking procedures.
• Strong analytical and problem-solving skills to research transaction discrepancies and resolve issues.
• Excellent written and verbal communication when working with internal departments, branches, customers, and external organizations.
• Ability to prioritize multiple time-sensitive responsibilities while maintaining attention to detail.
• Ability to work independently and collaboratively in a structured operational environment.
• Adaptability to changing priorities, deadlines, and business requirements.

Responsibilities

• Process and research ACH transactions, returns, adjustments, encoding errors, non-posted items, stop payments, and other banking exceptions.
• Perform daily reconciliations and certifications involving official checks, general ledger accounts, controlled accounts, cash vaults, and operational reports.
• Support account maintenance activities, including dormant account reactivation, IRA transactions, account-name changes, and retirement-account servicing.
• Review large-dollar checks, returned items, chargebacks, Reg CC holds, NSF activity, levies, subpoenas, and other operational exceptions.
• Assist branches and internal teams with online banking, cash management services, telephone transfers, lockbox deposits, armored courier setup, and related operational requests.
• Research and resolve customer and internal inquiries while maintaining confidentiality and complying with banking policies and regulatory requirements.
• Complete departmental callbacks, report reviews, tax-related processing, escheatment activities, and other operational control procedures.

Skills

Banking operations

ACH processing

Check processing

Account maintenance

Reconciliations

Regulatory compliance

Operational controls

Analytical skills

Communication skills

Job description

Axiom Path, Inc. is seeking a Banking Operations Analyst to join the central operations team in Brea, California. The role focuses on processing and researching ACH transactions, reconciliations, and various account-maintenance tasks within a regulated banking environment.

The ideal candidate has 3–5 years of experience, strong analytical skills, and excellent communication to interact with branches and internal teams while maintaining strict confidentiality and compliance.