Operations Analyst – Central Banking Operations

Zohorecruit; Brea (CA); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

W2 only

Onsite in Brea, CA

Job summary

Zohorecruit is seeking an Operations Analyst to join the Central Banking Operations team in Brea, California. The role focuses on handling ACH, deposit operations, reconciliations, and regulatory tasks within a highly regulated banking environment.

The ideal candidate has 3–5 years of relevant banking experience, strong analytical skills, and the ability to maintain accuracy and confidentiality while supporting multiple transaction types and customer interactions.

Qualifications

• 3–5 years of relevant banking, deposit operations, branch support, or financial-services operations experience.
• Working knowledge of banking operations processes such as ACH, reconciliations, account maintenance, check processing, transaction research, or deposit operations.
• Understand importance of operational controls, regulatory requirements, documentation, and accuracy in financial-services environments.
• Strong analytical and problem-solving skills with ability to investigate discrepancies and resolve issues.
• Clear and professional communication with internal teams, customers, and outside organizations.
• Ability to handle sensitive financial information with confidentiality.

Responsibilities

• Process and research ACH transactions, returns, adjustments, encoding errors, non-posted items, and other operational exceptions.
• Perform account reconciliations, official-check balancing, GL certifications, controlled-account activity, and cash-vault reconciliations.
• Support deposit and account servicing activities including stop payments, account maintenance, dormant-account reactivations, IRA transactions, and Reg CC hold reviews.
• Complete regulatory and operational activities involving backup withholding, year-end tax reporting, state escheatment, levies, subpoenas, and NSF reporting.
• Support online banking, cash-management services, telephone transfers, lockbox deposits, treasury-rate updates, and large-item reviews.
• Research and resolve customer and operational issues while maintaining documentation, confidentiality, accuracy, and compliance with banking policies.

Job description

Operations Analyst – Central Banking Operations

Job Description

Be Part Of A High-Performing Team

Join the central operations function of a major financial institution supporting critical banking activities across branch operations, deposit services, transaction processing, account maintenance, and regulatory compliance. This team plays an important role in keeping daily banking activity accurate, controlled, and responsive while partnering with internal departments, customers, and external organizations.

The environment is well suited for an operations professional who is detail-oriented, comfortable managing multiple transaction types, and able to balance accuracy, customer service, compliance, and deadlines in a highly regulated setting.

What's In Store For You

• Engagement: W2 only (no C2C/1099)
  
• Work arrangement: Onsite in Brea, California
  
• Opportunity to gain broad exposure to central banking operations, including ACH, deposit operations, treasury activity, reconciliations, regulatory reporting, retirement accounts, and cash-management support.
  
• Work across a diverse range of operational processes rather than being limited to one transaction type or back-office function.
  

How You Will Make An Impact

• Process and research ACH transactions, returns, adjustments, encoding errors, non-posted items, and other operational exceptions.
  
• Perform account reconciliations, official-check balancing, GL certifications, controlled-account activity, and cash-vault reconciliations.
  
• Support deposit and account servicing activities including stop payments, account maintenance, dormant-account reactivation, IRA transactions, and Reg CC hold reviews.
  
• Complete regulatory and operational activities involving backup withholding, year-end tax reporting, state escheatment, levies, subpoenas, and NSF reporting.
  
• Support online banking, cash-management services, telephone transfers, lockbox deposits, treasury-rate updates, and large-item review.
  
• Research and resolve customer and operational issues while maintaining documentation, confidentiality, accuracy, and compliance with banking policies.
  

Requirements

Do You Bring Proven Success in Banking Operations and Transaction Processing?

• Bring approximately 3–5 years of relevant banking, deposit operations, branch support, or financial-services operations experience.
  
• Demonstrate working knowledge of banking operations processes such as ACH, reconciliations, account maintenance, check processing, transaction research, or deposit operations.
  
• Understand the importance of operational controls, regulatory requirements, documentation, and accuracy within a financial-services environment.
  
• Bring strong analytical and problem-solving skills with the ability to investigate discrepancies and resolve operational issues.
  
• Communicate clearly and professionally with internal teams, customers, and outside organizations.
  
• Be comfortable handling sensitive financial information and maintaining strict confidentiality.
  
• Demonstrate strong organization, prioritization, attention to detail, and the ability to manage changing deadlines.
  
• Work effectively both independently and as part of a collaborative operations team.