Central Banking Ops Analyst - Broad Exposure & Impact

Zohorecruit; Brea (CA); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

W2 only

Onsite in Brea, CA

Job summary

Zohorecruit is seeking an Operations Analyst to join the Central Banking Operations team in Brea, California. The role focuses on handling ACH, deposit operations, reconciliations, and regulatory tasks within a highly regulated banking environment.

The ideal candidate has 3–5 years of relevant banking experience, strong analytical skills, and the ability to maintain accuracy and confidentiality while supporting multiple transaction types and customer interactions.

Qualifications

• 3–5 years of relevant banking, deposit operations, branch support, or financial-services operations experience.
• Working knowledge of banking operations processes such as ACH, reconciliations, account maintenance, check processing, transaction research, or deposit operations.
• Understand importance of operational controls, regulatory requirements, documentation, and accuracy in financial-services environments.
• Strong analytical and problem-solving skills with ability to investigate discrepancies and resolve issues.
• Clear and professional communication with internal teams, customers, and outside organizations.
• Ability to handle sensitive financial information with confidentiality.

Responsibilities

• Process and research ACH transactions, returns, adjustments, encoding errors, non-posted items, and other operational exceptions.
• Perform account reconciliations, official-check balancing, GL certifications, controlled-account activity, and cash-vault reconciliations.
• Support deposit and account servicing activities including stop payments, account maintenance, dormant-account reactivations, IRA transactions, and Reg CC hold reviews.
• Complete regulatory and operational activities involving backup withholding, year-end tax reporting, state escheatment, levies, subpoenas, and NSF reporting.
• Support online banking, cash-management services, telephone transfers, lockbox deposits, treasury-rate updates, and large-item reviews.
• Research and resolve customer and operational issues while maintaining documentation, confidentiality, accuracy, and compliance with banking policies.

Job description

Zohorecruit is seeking an Operations Analyst to join the Central Banking Operations team in Brea, California. The role focuses on handling ACH, deposit operations, reconciliations, and regulatory tasks within a highly regulated banking environment.

The ideal candidate has 3–5 years of relevant banking experience, strong analytical skills, and the ability to maintain accuracy and confidentiality while supporting multiple transaction types and customer interactions.