Auto Lease Credit Underwriter II (Hybrid)

Stellantis Financial Services US; Auburn Hills (MI); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Stellantis Financial Services US in Auburn Hills, MI, is hiring a Lease Credit Analyst II (Auto Underwriter) to review and analyze consumer credit applications, assess credit history and risk, and provide decision outcomes within credit risk policies and profitability models.

This hybrid role involves building dealer relationships, managing credit decisions, and safeguarding sensitive data while complying with regulations. Occasional travel and overtime may be required.

Qualifications

• Minimum 2 years' auto finance or similar experience.
• Minimum 1 year of auto underwriting experience.
• High school diploma and/or GED.

Responsibilities

• Review and evaluate credit reports and data to determine risk per policy and regulations.
• Develop and maintain dealer relationships while meeting volume and credit quality objectives.
• Manage exceptions to authority to achieve risk outcomes.
• Complete final disposition on credit applications and escalate when needed.
• Communicate with dealer partners and internal stakeholders and provide credit review outcomes.
• Maintain confidentiality of personal information including SSNs and DOBs.

Skills

Analytical skills

Attention to detail

MS Office

Excel

Access

Word

PowerPoint

Oral & written comm

Multitasking

Autonomy

Education

High school diploma

Tools

Excel

Access

Word

PowerPoint

Job description

Stellantis Financial Services US in Auburn Hills, MI, is hiring a Lease Credit Analyst II (Auto Underwriter) to review and analyze consumer credit applications, assess credit history and risk, and provide decision outcomes within credit risk policies and profitability models.

This hybrid role involves building dealer relationships, managing credit decisions, and safeguarding sensitive data while complying with regulations. Occasional travel and overtime may be required.