Auto Lease Credit Underwriter II

Stellantis Financial Services US; Dallas (TX); Hybrid; USD 60,000 - 80,000; Full time

Job summary

Stellantis Financial Services US is seeking a Lease Credit Analyst II (Auto Underwriter) to review consumer credit applications, assess risk, and deliver decision outcomes within risk policies and profitability models. This hybrid role requires reliable transportation and residence within commutable distance to multiple U.S.

cities including Dallas and Houston. Responsibilities include evaluating credit data, maintaining dealer relationships, managing exceptions, and providing accurate credit

Qualifications

• Minimum 2 years' auto finance or similar experience.
• Minimum 1 year of auto underwriting experience.
• High school diploma and/or GED.

Responsibilities

• Review and evaluate credit reports and data to determine risk per policy and regulations.
• Develop and maintain strong dealer relationships to meet volume and credit quality objectives.
• Manage exceptions to credit authority using judgment to achieve expected risk outcomes.
• Complete final disposition on credit applications with verifications and due diligence.
• Interact with dealer partners, internal stakeholders and consumers to communicate outcomes and respond to inquiries.

Skills

Analytical thinking

Organizational skills

MS Office

Communication

Autonomy

Education

High school diploma or GED

Tools

Excel

Access

Word

PowerPoint

Job description

Stellantis Financial Services US is seeking a Lease Credit Analyst II (Auto Underwriter) to review consumer credit applications, assess risk, and deliver decision outcomes within risk policies and profitability models. This hybrid role requires reliable transportation and residence within commutable distance to multiple U.S.

cities including Dallas and Houston. Responsibilities include evaluating credit data, maintaining dealer relationships, managing exceptions, and providing accurate credit