Auto Finance Credit Analyst I – Underwriter

Stellantis Financial Services US; Atlanta (GA); Hybrid; USD 52,000 - 78,000; Full time

Job summary

Stellantis Financial Services US is seeking a Lease Credit Analyst I (Auto Underwriter) to review consumer credit applications and assess risk within established policies and profitability models. The role involves communicating with dealer partners and internal stakeholders, and ensuring compliance with FCRA, ECOA, and Reg M.

The position requires 2+ years in auto finance or related roles, a high school diploma or GED, and strong analytical and MS Office skills.

Qualifications

• Strong analytical and organizational skills with close attention to detail.
• Mathematics, reasoning ability, judgment, and customer-facing skills.
• Intermediate MS Office skill in Excel, Access, Word, and PowerPoint.

Responsibilities

• Review and evaluate credit reports to determine risk.
• Develop dealer relationships while ensuring credit quality objectives.
• Manage exceptions to published credit authority using judgment.
• Complete final disposition on credit applications and verify due diligence.

Skills

Analytical skills

Attention to detail

Communication skills

MS Office

Education

High school diploma/GED

Tools

MS Office

Job description

Stellantis Financial Services US is seeking a Lease Credit Analyst I (Auto Underwriter) to review consumer credit applications and assess risk within established policies and profitability models. The role involves communicating with dealer partners and internal stakeholders, and ensuring compliance with FCRA, ECOA, and Reg M.

The position requires 2+ years in auto finance or related roles, a high school diploma or GED, and strong analytical and MS Office skills.