Hybrid Auto Credit Underwriter

Stellantis Financial Services US; Houston (TX); Hybrid; USD 52,000 - 70,000; Full time

Job summary

Stellantis Financial Services seeks a Lease Credit Analyst I (Auto Underwriter) to review credit applications, assess risk, and deliver decision outcomes per policy. You will build strong dealer relationships while ensuring credit quality and profitability targets.

The role requires analyzing credit data, managing exceptions, and communicating results across teams; candidates should have 2+ years in auto finance and strong MS Office skills.

Qualifications

• Minimum 2 years' experience in auto finance or related roles.
• Strong analytical and organizational abilities with attention to detail.
• Proficiency in MS Office (Excel, Word, PowerPoint) and data handling.

Responsibilities

• Review and evaluate credit reports and data to assess risk.
• Develop and maintain dealer relationships while meeting quality targets.
• Manage exceptions to credit authority using judgment.
• Complete final disposition on applications and escalate when needed.
• Communicate outcomes with dealers and internal stakeholders; handle inquiries.

Skills

Analytical skills

Attention to detail

Math skills

MS Office

Communication skills

Multitasking

Education

High school diploma or GED

Tools

Excel

Access

Word

PowerPoint

Job description

Stellantis Financial Services seeks a Lease Credit Analyst I (Auto Underwriter) to review credit applications, assess risk, and deliver decision outcomes per policy. You will build strong dealer relationships while ensuring credit quality and profitability targets.

The role requires analyzing credit data, managing exceptions, and communicating results across teams; candidates should have 2+ years in auto finance and strong MS Office skills.