Auto Lease Credit Analyst II — Underwriter

First Investors Financial Services, Inc.; Houston, Northern (TX, KY); Hybrid; USD 60,000 - 85,000; Full time

Job summary

Stellantis Financial Services, Inc (SFS) seeks a Lease Credit Analyst II (Auto Underwriter) to review consumer credit applications, assess credit history, and provide decision outcomes in line with risk policies and profitability models.

The role emphasizes dealer relationship management, risk analysis, and compliance, with a hybrid work arrangement and travel within commutable distance to Dallas, TX, Houston, TX, and other locations.

Qualifications

• Minimum 2 years’ auto finance or similar experience.
• Minimum 1 year of auto underwriting experience.
• High school diploma or GED.

Responsibilities

• Review and evaluate credit reports to determine risk in line with policy and regulations.
• Develop and maintain dealer relationships while meeting credit quality objectives.
• Make final credit disposition decisions and escalate when needed.
• Interface with dealer partners and internal stakeholders to communicate credit outcomes.
• Maintain confidentiality of consumer personal information.

Skills

Analytical skills

Attention to detail

Education

High school diploma / GED

Tools

MS Office

Job description

Stellantis Financial Services, Inc (SFS) seeks a Lease Credit Analyst II (Auto Underwriter) to review consumer credit applications, assess credit history, and provide decision outcomes in line with risk policies and profitability models.

The role emphasizes dealer relationship management, risk analysis, and compliance, with a hybrid work arrangement and travel within commutable distance to Dallas, TX, Houston, TX, and other locations.