Auto Finance Credit Manager

Huntington Bancshares, Inc.; Erie (Erie County); On-site; USD 93,000 - 189,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life insurance

Disability insurance

Retirement savings plan

Paid time off

Paid holidays

Job summary

Huntington National Bank is seeking an Auto Finance Regional Area Credit Manager to oversee credit operations for auto dealer originated loans across multiple markets. You will manage dealer relationships, ensure policy compliance, and lead credit decisioning, with a focus on risk management and performance.

This role offers a blend of office work with flexible arrangements where available. The position requires a Bachelor's degree and 5+ years of related experience, along with strong

Qualifications

• Bachelor's degree required.
• 5+ years of related experience.

Responsibilities

• Oversees all credit decisions, and personally handles the most complex loans.
• Develops and maintains dealer relations and customer service while monitoring portfolio risk.
• Ensures staff training and compliance with policies, procedures and regulations.
• Makes recommendations for policy changes to improve effectiveness.
• Oversees credit operations for auto dealer originated loans for specific markets.

Skills

Dealer knowledge

Dealer relationships

Negotiation skills

Communication skills

Sales skills

MS Office

Auto underwriting

Customer service

Multitasking

Education

Bachelor's Degree

Tools

Microsoft Office

Job description

Description

Summary:The Auto Finance Regional Area Credit Manager oversees all credit operations for auto dealer originated (indirect) consumer loans for multiple geographic markets.

Duties and Responsibilities:

• Oversees all credit decisions, and personally handles the most complex loans.

• Develops and maintains business in the market through dealer relations and customer service, and monitors portfolio compliance and risk.

• Ensures all staff are properly trained, and that all policies/procedures and regulations are complied with.

• Makes recommendations for policy changes to improve effectiveness.

• Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific markets.

• Dealer Management – develops and maintains business in the market territories through dealer relations and customer service.

• Responsible for the approval, denial and negotiation of consumer auto credit applications originated through auto dealers for specific geographic markets.

• Oversees all credit decisions for assigned markets.

• Responsible for monitoring portfolio compliance and risk.

• Ensures all staff are properly trained and that all policies/procedures and regulations are in compliance.

• Makes recommendations for policy changes to improve effectiveness.

• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's Degree

• 5+ years of related experience

Preferred Qualifications:

• Local Dealer knowledge and relationships

• Experience working with multiple dealership and dealer groups

• Excellent verbal and written communication skills

• Strong sales and negotiation skills

• Proficiency with Microsoft Office including Word, Excel and PowerPoint

• Prime Auto underwriting experience

• Demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the phone and in person

• Enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative

  Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$93,000 - $189,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Tobacco-Free Hiring Practice:

Visit Huntington's Career Web Site for more details.

Huntington is an Equal Opportunity Employer.