Auto Finance Credit Manager

Huntington Bank; Columbus (OH); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Flexible work arrangement

Job summary

Huntington Bank in Columbus, OH, seeks an Auto Finance Regional Area Credit Manager to oversee credit operations for auto dealer originated loans across multiple markets. You will supervise credit decisions, handle complex loans, and drive dealer relations.

The role emphasizes portfolio risk management, staff training, policy compliance, and collaboration with sales and underwriting to improve efficiency. Equal Opportunity Employer; flexible work arrangements available.

Qualifications

• Bachelor's Degree required.
• 5+ years of related experience.

Responsibilities

• Oversees all credit decisions for auto dealer originated loans.
• Develops and maintains dealer relations and customer service in the market.
• Monitors portfolio compliance and risk.
• Ensures staff training and adherence to policies/regulations.
• Makes recommendations for policy changes to improve effectiveness.
• Handles complex loan approvals/denials and negotiations.

Skills

Local dealer knowledge

Dealer group relationships

Verbal and written communication

Sales and negotiation

Microsoft Office

Auto underwriting

Professional communication style

Independent, deadline-driven

Education

Bachelor's Degree

Tools

Microsoft Office Suite

Job description

Description Summary

The Auto Finance Regional Area Credit Manager oversees all credit operations for auto dealer originated (indirect) consumer loans for multiple geographic markets.

Duties and Responsibilities

Oversees all credit decisions, and personally handles the most complex loans. Develops and maintains business in the market through dealer relations and customer service, and monitors portfolio compliance and risk. Ensures all staff are properly trained, and that all policies/procedures and regulations are complied with. Makes recommendations for policy changes to improve effectiveness. Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific markets. Dealer Management – develops and maintains business in the market territories through dealer relations and customer service. Responsible for the approval, denial and negotiation of consumer auto credit applications originated through auto dealers for specific geographic markets. Oversees all credit decisions for assigned markets. Responsible for monitoring portfolio compliance and risk. Ensures all staff are properly trained and that all policies/procedures and regulations are in compliance. Makes recommendations for policy changes to improve effectiveness. Performs other duties as assigned.

Basic Qualifications

• Bachelor's Degree
• 5+ years of related experience

Preferred Qualifications

• Local Dealer knowledge and relationships
• Experience working with multiple dealership and dealer groups
• Excellent verbal and written communication skills
• Strong sales and negotiation skills
• Proficiency with Microsoft Office including Word, Excel and PowerPoint
• Prime Auto underwriting experience
• Demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the phone and in person
• Enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes

Workplace Type

Office

Our Approach to Office

Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Tobacco-Free Hiring Practice:

Equal Opportunity Employer

Huntington is an Equal Opportunity Employer.

Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way we save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you’ll apply to join our team.

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Reasonable Accommodations Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds.