Auto Finance Credit Analyst I – Small Business

Stellantis Financial Services US; Dallas (TX); On-site; USD 52,000 - 68,000; Full time

Job summary

Stellantis Financial Services, Dallas-based, is seeking a Small Business Credit Analyst I to evaluate applications by analyzing credit reports and financial data to assess borrower risk.

You will issue approvals or declines in line with risk policies, communicate outcomes to dealers, and support the underwriting process with strong analytical and communication skills. The role requires travel up to 10% and flexible hours to meet business needs.

Qualifications

• One year minimum auto finance experience in loan processing, funding, or underwriting.
• BS/BA degree in Business, Finance or Accounting or related field considered in lieu of job experience.

Responsibilities

• Ensure compliance with lending policies and underwriting procedures.
• Determine credit limits, terms, structure, and interest rates based on risk assessment and company lending policies.
• Communicate application outcomes to dealers via phone, email, or other appropriate means of communication to solicit business.
• Handle inbound calls and make outbound calls to negotiate final terms of contracts with both dealer customers and SFS Dealer Relationship Managers.
• Maintain confidentiality of personal information for consumers, including Social Security numbers and dates of birth.
• Other duties as assigned

Skills

Effective communication

Analytical thinking

Problem solving

Decision making

Attention to detail

Time management

Integrity/ethics

Overtime required

Travel 0-10%

Education

BS/BA in Business, Finance or Accounting

High school diploma or GED

Tools

MS Office

Job description

Stellantis Financial Services, Dallas-based, is seeking a Small Business Credit Analyst I to evaluate applications by analyzing credit reports and financial data to assess borrower risk.

You will issue approvals or declines in line with risk policies, communicate outcomes to dealers, and support the underwriting process with strong analytical and communication skills. The role requires travel up to 10% and flexible hours to meet business needs.