Underwriting Team Lead

300 KV Holdings; Memphis (TN); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Medical, dental, vision, life, and AD&

Disability and AD&D insurance

401(k) plan with company match

Generous paid time off

New parent leave

Restricted stock units / deferred comp

Job summary

CRC Group is seeking a Lead Underwriter to lead underwriting operations in a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership to underwriting teams while ensuring adherence to company standards and regulatory requirements.

Responsibilities include setting underwriting strategy, guiding risk selection and coverage structures, monitoring portfolio performance, and developing relationships with brokers and market

Qualifications

• Bachelor’s degree in Business, Finance, Insurance, or a related field preferred.
• Extensive underwriting experience, including commercial or specialty lines.
• Proven leadership experience managing underwriting teams and driving performance.
• Demonstrated success in profitability and growth through underwriting strategy and portfolio management.

Responsibilities

• Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure.
• Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements.
• Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth and risk management objectives.
• Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes.
• Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios.
• Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives.
• Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression.
• Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy.

Skills

Underwriting

Risk selection

Portfolio management

Leadership

Negotiation

Relationship management

Data analytics

Underwriting systems

Education

Bachelor's degree in Business, Finance, Insurance, or related field

Tools

Underwriting software

Job description

The Lead Underwriter is responsible for leading underwriting operations within a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership and oversight to underwriting teams while ensuring adherence to company standards and regulatory requirements. The core function of this role centers on balancing underwriting authority with leadership accountability, including setting underwriting strategy, managing portfolio performance, and supporting business growth.

Key Responsibilities

• Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure.
• Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements.
• Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth and risk management objectives.
• Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes.
• Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios.
• Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives.
• Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression.
• Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy.

Education and Experience

• Bachelor’s degree in Business, Finance, Insurance, or a related field preferred.
• Extensive experience within underwriting, including commercial or specialty lines.
• Proven leadership experience managing underwriting teams and driving performance outcomes.
• Demonstrated success in achieving profitability and growth objectives through underwriting strategy and portfolio management.

Certifications, Licenses, Registrations

• Relevant certifications such as CPCU or equivalent professional designations preferred.
• Appropriate state‑specific insurance licenses required based on role responsibilities.

Functional Skills

• Advanced expertise in underwriting, risk selection, and portfolio management.
• Strong leadership and people‑management capabilities across underwriting teams.
• Financial acumen, including ability to analyze portfolio performance and profitability drivers.
• Strategic thinking and ability to translate market insights into underwriting action.
• Strong negotiation and relationship‑management skills with brokers and market partners.
• Proficiency in underwriting systems, tools, and data analytics to support decision‑making.

Benefits

At CRC Group, our benefits program includes medical, dental, vision, life, disability, and AD&D insurance; tax‑advantaged savings accounts; and a 401(k) plan with company match. Generous paid time off, company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

Equal Opportunity Employer

CRC Group is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law. Pay Transparency. Nondiscrimination Provision. E-Verify.