Senior Portfolio Manager: Credit Risk & Client Growth

Fifth Third Bank; Charlotte (NC); On-site; USD 97,000 - 208,000; Full time

Job summary

Fifth Third Bank is seeking a Senior Portfolio Manager in Charlotte, NC, to lead portfolio risk assessment, monitoring, and deal lifecycle activities. The role collaborates with Relationship Managers and Credit Risk to structure, price, rate risk, and perform due diligence.

You will ensure adherence to credit policy and regulatory guidelines, identify emerging issues, and report risks to senior management. This is a senior, impact‑driven position within a growing team.

Qualifications

• Bachelor’s degree in Finance, Business Administration, or a related field.
• Minimum of 8 years of experience in commercial banking or portfolio management.
• Expertise in accounting, credit analysis, portfolio management, underwriting, and legal documentation.
• Strong risk judgment and ability to manage complex, higher‑risk portfolios.

Responsibilities

• Maintain an independent view of client creditworthiness and communicate risk perspectives clearly to business and risk partners.
• Oversee ongoing monitoring and periodic deal reviews; approve or recommend renewal, modification, or exit decisions.
• Analyze historical financials and projections to ensure accurate risk ratings and identify trends.
• Lead underwriting, approval and documentation for transactions, including renewals and amendments.
• Review and interpret credit policy; elevate non-standard or high‑risk requests as needed.

Skills

Strong risk judgment

Interpersonal communication

Prioritization skills

Coaching junior staff

Education

Bachelor’s degree in Finance/Business

Job description

Fifth Third Bank is seeking a Senior Portfolio Manager in Charlotte, NC, to lead portfolio risk assessment, monitoring, and deal lifecycle activities. The role collaborates with Relationship Managers and Credit Risk to structure, price, rate risk, and perform due diligence.

You will ensure adherence to credit policy and regulatory guidelines, identify emerging issues, and report risks to senior management. This is a senior, impact‑driven position within a growing team.