Asset-Based Lending: Credit Risk Lead (VP)

JPMorgan Chase & Co.; Atlanta (GA); On-site; USD 150,000 - 210,000; Full time

Job summary

JPMorgan Chase & Co. in Atlanta, GA, is seeking a Risk Management - Credit Officer (Asset Based Lending) Vice President to lead a high-impact ABL credit portfolio and drive risk governance within the Commercial & Investment Bank.

The role emphasizes credit structuring, client relationships, and rigorous due diligence across loans and collateral. You will partner with internal teams to monitor performance, assess risk, and negotiate complex credit terms while mentoring junior staff and ensuring

Qualifications

• Minimum 5 years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge.
• Strong understanding of capital markets, financing structures, derivatives and cash management products.
• Excellent communication and presentation skills, both written and verbal.
• Ability to think critically and multitask in a fast-paced environment.
• Strong interpersonal and relationship development skills.
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook.

Responsibilities

• Manage portfolio of ABL clients, monitor financial performance trends and covenant compliance.
• Lead credit relationship with client and internal stakeholders.
• Perform due diligence for loans, derivatives, leases, and cash management processes.
• Assign and assess internal ratings, risk mitigation strategies and account structure changes.
• Interpret collateral appraisals and monitor liquidity and reserves.
• Lead ABL credit structuring and negotiate legal documents; coordinate amendments and waivers.
• Collaborate with Banking Teams, Originations, Syndications, DCM, Treasury, Equipment Finance, Derivatives, and Loan Ops.
• Communicate with Senior Management and respond to regulatory requests; maintain credit files.
• Train and mentor junior team members.

Job description

JPMorgan Chase & Co. in Atlanta, GA, is seeking a Risk Management - Credit Officer (Asset Based Lending) Vice President to lead a high-impact ABL credit portfolio and drive risk governance within the Commercial & Investment Bank.

The role emphasizes credit structuring, client relationships, and rigorous due diligence across loans and collateral. You will partner with internal teams to monitor performance, assess risk, and negotiate complex credit terms while mentoring junior staff and ensuring