VP Credit Risk Lead, Asset-Based Lending

JPMorgan Chase & Co.; Dallas (TX); On-site; USD 140,000 - 190,000; Full time

Job summary

JPMorgan Chase & Co. in Dallas seeks a Lead Credit Officer in Asset Based Lending Credit Risk to drive risk governance, manage a corporate client portfolio, and structure credit facilities. You will assess loans, monitor financial performance, and coordinate with internal stakeholders to uphold risk standards.

The role requires deep ABL knowledge, strong analytical abilities, and excellent communication. You will lead deal structuring, mentor junior staff, and contribute to risk strategy within

Qualifications

• Minimum 5 years of experience in commercial banking, credit risk, and portfolio management with Asset Based Lending financing knowledge.
• Bachelor's degree.
• Strong understanding of capital markets, financing structures, derivatives and cash management products.
• Excellent communication and presentation skills, both written and verbal.
• Ability to think critically and multitask in a fast-paced environment.
• Strong interpersonal and relationship development skills.
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook.

Responsibilities

• Manage portfolio of ABL clients, monitor performance trends, covenant compliance and lead credit relationship with client and internal stakeholders
• Perform due diligence for loans, derivatives, leases, and cash management including: financial due diligence, financial modeling, field exam, appraisal, and legal diligence
• Assign and assess internal ratings, risk assessment and risk mitigation. Recommend changes in structure or account management strategy to address negative trends.
• Interpret collateral appraisals and field exams. Ongoing monitoring of collateral trends and liquidity, establishing reserves and recommending appropriate course of action to address issues
• Lead ABL credit structuring and legal document negotiations, as well as point person on amendments and waivers
• Effectively challenge Banking Teams, partner with ABL Originations and Syndications, Debt Capital Markets, Treasury Services, Equipment Finance, Derivatives, and Loan Operations
• Communicate with Senior Management, respond to regulatory requests, and maintain internal credit files
• Train and mentor junior team members

Skills

Credit risk management

Portfolio management

Financial analysis

Communication skills

Education

Bachelor's degree

Tools

Microsoft Excel

Microsoft Word

PowerPoint

Microsoft Outlook

Job description

JPMorgan Chase & Co. in Dallas seeks a Lead Credit Officer in Asset Based Lending Credit Risk to drive risk governance, manage a corporate client portfolio, and structure credit facilities. You will assess loans, monitor financial performance, and coordinate with internal stakeholders to uphold risk standards.

The role requires deep ABL knowledge, strong analytical abilities, and excellent communication. You will lead deal structuring, mentor junior staff, and contribute to risk strategy within