VP, Asset-Based Lending Credit Risk Leader

JPMorganChase; Dallas (TX); Vor Ort; USD 120.000 - 180.000; Vollzeit

Zusammenfassung

JPMorganChase in Dallas seeks a Lead Credit Officer to manage Asset Based Lending (ABL) risk and credit relationships for a portfolio of corporate clients. You will structure credit facilities, perform due diligence, and monitor performance to ensure compliance and value.

You will collaborate with Originations, Syndications, Treasury, and Loan Operations, mentor junior staff, and report to senior management. A Bachelor's degree and 5+ years in commercial banking or credit risk are required.

Qualifikationen

• Minimum 5 years' experience in commercial banking, credit risk, and portfolio management.
• Bachelor's degree required; accounting or finance background preferred.
• Strong understanding of capital markets, financing structures, derivatives and cash management; excellent communication and multitasking abilities.

Aufgaben

• Manage portfolio of ABL clients, monitor performance trends, borrowing base trends, and covenant compliance; lead credit relationship with client and internal stakeholders.
• Perform due diligence for loans, derivatives, leases, and cash management including financial due diligence, financial modeling, field exams, appraisal, and legal diligence.
• Assign and assess internal ratings, risk assessment and risk mitigation; recommend changes in structure or account management strategy.
• Interpret collateral appraisals and field exams; monitor collateral trends and liquidity, establish reserves and address issues.
• Lead ABL credit structuring and legal document negotiations; act as point person on amendments and waivers.
• Challenge Banking Teams, partner with ABL Originations and Syndications, Debt Capital Markets, Treasury Services, Equipment Finance, Derivatives, and Loan Operations.
• Communicate with Senior Management, respond to regulatory requests, and maintain internal credit files.
• Train and mentor junior team members.

Kenntnisse

Credit risk

Portfolio management

Financial analysis

Communication skills

Excel

Interpersonal skills

Ausbildung

Bachelor's degree

Tools

Microsoft Office

Credit risk systems

Jobbeschreibung

JPMorganChase in Dallas seeks a Lead Credit Officer to manage Asset Based Lending (ABL) risk and credit relationships for a portfolio of corporate clients. You will structure credit facilities, perform due diligence, and monitor performance to ensure compliance and value.

You will collaborate with Originations, Syndications, Treasury, and Loan Operations, mentor junior staff, and report to senior management. A Bachelor's degree and 5+ years in commercial banking or credit risk are required.