Analyst I, Credit Analysis

First National Bank of Omaha; Omaha (NE); Híbrido; USD 48.000 - 79.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical, Dental, Vision Insurance

401k, With Matching Contributions

Time Off Programs

Health Savings Account (HSA)/Dependent

Employee Banking

Growth Opportunities

Tuition Assistance

Short-Term/Long-Term Disability

Descripción de la vacante

First National Bank of Omaha is seeking a Commercial Credit Card Underwriter to perform credit analysis and underwriting on Commercial Card applications, prepare loan memorandums, risk ratings, and financial analyses, and ensure compliance with policies and laws.

The role balances in-person collaboration three days a week with remote days two days a week in a hybrid work environment while delivering exceptional customer experience to internal and external customers.

Formación

• Bachelor's degree or equivalent work experience in finance, accounting or business.
• Ability to multi-task while meeting deadlines and timetables.
• Knowledge of compliance regulations including FCRA, CRA, HMDA, BSA.

Responsabilidades

• Underwrite and analyze Commercial Card applications following policies and regulations.
• Prepare loan memorandums, risk ratings, and financial analyses.
• Maintain accurate documentation and ensure timely submissions.
• Provide exceptional customer experience to internal and external customers.

Conocimientos

Multitasking

Communication

Regulatory knowledge

Educación

Bachelor's degree (Finance, Accounting, Business, or related)

Herramientas

Microsoft Office

Optimist

First Impressions

TBS

First Work

Descripción del empleo

Summary of the Job

Perform credit analysis and underwriting on Commercial Credit Card applications, including financial analysis; Decision large Commercial Card applications using established and sound credit practices and in accordance with applicable policies, laws and regulations; Prepare loan memorandums, risk rating matrices, and financial analysis; Provide an exceptional customer experience to internal and external customers.

About This Role

1. Perform all underwriting functions in accordance with established policies, laws, and regulations
2. Ensure credit analysis, loan memorandums, and related documentation are completed accurately and timely
3. Provide an exceptional customer experience to internal and external customers
4. Understand and comply with bank policies and applicable laws and regulations including the Bank's BSA/AML program
5. Exhibit professional behavior, promote positive working relationships, and maintain regular and predictable attendance

The Ideal Candidate for This Role

1. Bachelor's degree (Finance, Accounting, Business, or related) or equivalent work experience
2. Ability to multi-task while adhering to timetables for completion
3. Excellent written and verbal communication skills
4. Working knowledge of applicable compliance regulations including (but not limited to) FCRA, CRA, HMDA, and BSA

Additional Qualifications

1. One year credit underwriting or related experience, preferably in Commercial Lending
2. Preferably, a working knowledge of Microsoft Office suite of products
3. Preferably, a working knowledge of Optimist, First Impressions, TBS and First Work Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation

Compensation range (base pay): $47,613.00-$78,560.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment

It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs.

Benefits Overview

• Medical, Dental, Vision Insurance
• 401k, With Matching Contributions
• Time Off Programs
• Health Savings Account (HSA)/Dependent Care
• Employee Banking
• Growth Opportunities
• Tuition Assistance
• Short-Term/Long-Term Disability Insurance

Job number: R-20261836

Equal Opportunity & Belonging

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. Learn more here.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants).

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC.

FNBO endeavors to make our site accessible to any and all users.

Grow Your Career with FNBO!

For 170 years, our holding company - First National of Nebraska (FNNI) - has grown to more than 4,500 employees with locations in nine states and $35 billion in assets. We are proud to serve our customers and communities with banking offices located in Nebraska, Colorado, Illinois, Iowa, Kansas, Missouri, South Dakota, Texas and Wyoming.

Whether you're just beginning your career or taking it to the next level, you'll find your fit here.

FNBO (First National Bank of Omaha) believes that a bank should be a force for good in the world; to positively influence the lives of our employees, customers and the success of the communities we serve.

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