AML Compliance Investigator — Hybrid Role

The Western Union Company; Denver (CO); Hybride; USD 64 000 - 75 000; Plein temps

Avantages offerts par ce poste

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

401K Plan

Tuition Assistance

Employee Discount Program

Parental Leave

Résumé du poste

The Western Union Company is seeking an AML Compliance Analyst in the United States to identify and investigate potential money laundering and financial crime risks. You will review transaction monitoring alerts, analyze data from customers and agents, and prepare documented case files for regulatory reporting, including SARs where applicable.

You will collaborate with Compliance, Risk, Operations, and other teams to identify trends and strengthen risk controls, while maintaining high standards

Qualifications

• 2+ years of experience in AML, BSA, financial crimes, fraud investigations, compliance, risk management, or a related analytical function.
• 2+ years of experience reviewing, analyzing, and documenting investigative findings using transaction or customer data.
• 1+ year of experience conducting research and risk assessments using multiple data sources and investigative tools.
• 1+ year of experience identifying and escalating potential compliance, AML, fraud, sanctions, or financial crime risks.
• Proficiency with Microsoft Excel and other business systems used for analysis, reporting, and case management.
• Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position.

Responsabilités

• Review and investigate transaction monitoring alerts and cases to identify potentially suspicious activity.
• Analyze customer, agent, and transaction data to identify money laundering, fraud, sanctions, or other financial crime risks.
• Conduct research using internal systems and external sources to support investigations and risk assessments.
• Escalate suspicious activity and prepare clear, accurate case documentation in accordance with internal policies and regulatory requirements.
• Support the preparation and submission of regulatory reports, including SARs and other required filings, as applicable.
• Identify emerging trends, typologies, and patterns of suspicious activity and recommend appropriate actions.
• Partner with Compliance, Risk, Operations, and other business teams to support investigations and risk mitigation efforts.
• Maintain investigation quality, productivity, and compliance with established procedures and service-level expectations.
• Participate in process improvement initiatives, knowledge sharing, and training activities within the team.

Connaissances

AML experience

Investigations

Data analysis

Regulatory awareness

Communication

Formation

Bachelor's degree or equivalent in financial services

ACAMS/CFCS certification (preferred)

Outils

Microsoft Excel

Description du poste

The Western Union Company is seeking an AML Compliance Analyst in the United States to identify and investigate potential money laundering and financial crime risks. You will review transaction monitoring alerts, analyze data from customers and agents, and prepare documented case files for regulatory reporting, including SARs where applicable.

You will collaborate with Compliance, Risk, Operations, and other teams to identify trends and strengthen risk controls, while maintaining high standards