AML Compliance Analyst - Atlanta, GA (Hybrid)

Western Union; Atlanta (GA); On-site; USD 64,000 - 75,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Ins

Tuition Assistance Program

Employee Discount Program

Parental Leave

401KPlan

Job summary

Western Union is seeking an AML Compliance Analyst in Atlanta, GA to identify, investigate, and escalate potentially suspicious activity related to money laundering, fraud, sanctions, and other financial crime risks. You will analyze data, support regulatory reporting, and partner with cross-functional teams to strengthen risk management.

Ideal candidates have 2+ years in AML/BSA or related fields, strong Excel skills, and experience with SAR/STR processes.

Qualifications

• 2+ years in AML, BSA, financial crimes, compliance, or related analytics.
• 2+ years reviewing, analyzing, and documenting investigative findings using data.
• 1+ year researching risk using multiple data sources and tools.
• Proficiency with Excel and business systems for analysis and reporting.

Responsibilities

• Review transaction monitoring alerts and investigate potentially suspicious activity.
• Analyze customer, agent, and transaction data for money laundering, fraud or sanctions risks.
• Conduct research using internal systems and external sources to support investigations.
• Escalate suspicious activity and document cases clearly per policy.
• Support regulatory reporting, including SARs/STRs as applicable.
• Identify trends and patterns and recommend actions.
• Collaborate with Compliance, Risk, Operations to support investigations.
• Maintain high-quality investigations and adhere to SLAs.
• Participate in process improvements and knowledge sharing.

Skills

AML knowledge

BSA / Financial crimes

Fraud investigations

Regulatory reporting

Data analysis

Risk assessment

Communication

Education

Bachelor's degree in finance / related field

Tools

Excel

Job description

Role Responsibilities

The AML Compliance Analyst is responsible for identifying, investigating, and escalating potentially suspicious activity related to money laundering, fraud, sanctions, and other financial crime risks. This role conducts transaction monitoring reviews, analyzes customer and agent activity, performs research, and supports regulatory reporting requirements while ensuring compliance with anti-money laundering (AML) and applicable regulatory obligations.

The Analyst partners with internal teams to assess risk, identify emerging trends, and support a strong culture of compliance and risk management.

• Review and investigate transaction monitoring alerts and cases to identify potentially suspicious activity.
• Analyze customer, agent, and transaction data to identify money laundering, fraud, sanctions, or other financial crime risks.
• Conduct research using internal systems and external sources to support investigations and risk assessments.
• Escalate suspicious activity and prepare clear, accurate case documentation in accordance with internal policies and regulatory requirements.
• Support the preparation and submission of regulatory reports, including Suspicious Activity Reports (SARs) and other required filings, as applicable.
• Identify emerging trends, typologies, and patterns of suspicious activity and recommend appropriate actions.
• Partner with Compliance, Risk, Operations, and other business teams to support investigations and risk mitigation efforts.
• Maintain investigation quality, productivity, and compliance with established procedures and service-level expectations.
• Participate in process improvement initiatives, knowledge sharing, and training activities within the team.

Role Requirements

Basic Qualifications:

• 2+ years of experience in AML, BSA, financial crimes, fraud investigations, compliance, risk management, or a related analytical function.
• 2+ years of experience reviewing, analyzing, and documenting investigative findings using transaction or customer data.
• 1+ year of experience conducting research and risk assessments using multiple data sources and investigative tools.
• 1+ Experience identifying and escalating potential compliance, AML, fraud, sanctions, or financial crime risks.
• Proficiency with Microsoft Excel and other business systems used for analysis, reporting, and case management.
• *Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position.

Preferred Qualifications:

• Bachelor's degree or equivalent job experience in the financial services industry is acceptable
• Experience working in a regulated financial services, banking, fintech, payments, or similar environment.
• Experience preparing or supporting Suspicious Activity Reports (SARs), Suspicious Transaction Reports (STRs), or similar regulatory filings.
• Experience conducting open-source intelligence (OSINT) or enhanced due diligence research.
• Experience working with large datasets, trend analysis, and reporting.
• ACAMS, CFE, CFCS, or other financial crime compliance certifications.

Workplace Option

Location

5 Concourse Pkwy NE, Suite 2300 Atlanta, GA 30328

BENEFITS AND OTHER DETAILS

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and lifeinsurance, and access to best-in-class development platforms, to name a few( https://careers.westernunion.com/global-benefits/ ). Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.

• Medical, Dental, Vision, and Life Insurance
• Tuition Assistance Program
• Employee Discount Program
• Parental Leave
• 401KPlan

For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.

Salary

The base salary range is $64,000.00 - $75,000.00 USD per year. Total on-target compensation includes a base salary and short-term incentives that align with individual and company performance. Actual salaries will vary based on candidates' qualifications, skills, and competencies.

Other Details

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

#LI-Hybrid

10-28-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.