Agricultural Lender: Local Relationships & Growth

gpac; Sidney (OH); Presencial; USD 80 000 - 135 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Health, dental, and vision insurance

401(k) with company match

Paid time off

Competitive base salary plus incentive

Resumo da oferta

gpac, partnered with a community bank, is seeking an experienced Agricultural Lender to serve and grow the farm and agribusiness portfolio. You will build a portfolio of agricultural loans and cultivate relationships with farmers and agribusinesses.

Responsibilities include underwriting, presenting loan requests to the credit committee, monitoring portfolio health, and staying current on commodity markets and FSA programs. Local network is highly valued.

Qualificações

• 3+ years of agricultural lending or ag credit analysis experience.
• Strong understanding of farm operations and agricultural economics.
• Experience with FSA programs is a plus.
• Established network in the local farming community preferred.
• Bachelor's degree in agricultural business, finance, or related field, or equivalent experience.
• Strong communication skills and a relationship-focused approach.

Responsabilidades

• Build and manage a portfolio of agricultural loans, including operating lines, equipment, livestock, and farm real estate.
• Develop new relationships with farmers, producers, and agribusinesses through referrals, farm visits, and community involvement.
• Analyze financial statements, tax returns, cash flow projections, and balance sheets to structure and underwrite credit.
• Present loan requests to credit committee.
• Monitor portfolio quality, including renewals, collateral inspections, and covenant compliance.
• Stay current on commodity markets, crop insurance, and FSA guaranteed loan programs.
• Partner with branch and deposit teams to deepen customer relationships.

Conhecimentos

Communication skills

Relationship building

Formação académica

Bachelor's degree in agricultural business/finance or related field

Descrição da oferta de emprego

gpac, partnered with a community bank, is seeking an experienced Agricultural Lender to serve and grow the farm and agribusiness portfolio. You will build a portfolio of agricultural loans and cultivate relationships with farmers and agribusinesses.

Responsibilities include underwriting, presenting loan requests to the credit committee, monitoring portfolio health, and staying current on commodity markets and FSA programs. Local network is highly valued.