Agricultural Credit Analyst II — Underwriting & Portfolio Growth

Wilbur-Ellis; Idaho Falls (ID); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Annual discretionary bonus

Health, dental, vision coverage

Employer 401(k) with up to 7% match

Job summary

Wilbur-Ellis in Idaho Falls is seeking a Credit Analyst II to support Senior Credit Analysts in underwriting large agricultural accounts, financial reporting, data analysis, and accounts receivable management from origination through collection.

You will analyze financial statements, industry trends, and credit reports to evaluate creditworthiness, prepare underwriting recommendations, and assist with risk management in line with company policies.

Qualifications

• 2+ years of credit analysis or related experience
• Strong financial statement and cash flow analysis skills
• Knowledge of credit underwriting and risk assessment
• Analytical skills to interpret data and make informed decisions
• Ability to adhere to risk management practices and company policies
• Proficiency with Microsoft Office applications (Word, Excel, Outlook)
• Bachelor’s degree in finance, accounting, business, or agriculture-related field preferred

Responsibilities

• Underwrite and analyze large agricultural accounts to assess creditworthiness
• Support portfolio management from origination through collection
• Prepare financial statement analyses, tax returns, and cash flow reports
• Assist with credit reviews, risk management, and compliance with policies
• Draft credit analyses and provide underwriting recommendations
• Run reports and analyze customer financial data and tax information
• Support collections efforts and lien priority analysis as needed
• Collaborate with Credit Managers and Directors on risk and credit decisions

Skills

Credit analysis

Financial statement analysis

Cash flow analysis

Risk assessment

Analytical decision-making

Microsoft Office

Education

Bachelor’s degree in finance, accounting, business, or agriculture-related field

Tools

Microsoft Office (Word, Excel, Outlook)

Job description

Wilbur-Ellis in Idaho Falls is seeking a Credit Analyst II to support Senior Credit Analysts in underwriting large agricultural accounts, financial reporting, data analysis, and accounts receivable management from origination through collection.

You will analyze financial statements, industry trends, and credit reports to evaluate creditworthiness, prepare underwriting recommendations, and assist with risk management in line with company policies.