Agricultural Credit Analyst II: Underwriting & Portfolio

Wilbur-Ellis; Heber (UT); In loco; USD 65.000 - 90.000; Tempo pieno

Vantaggi offerti da questo lavoro

Annual discretionary bonus

401(k) employer contribution up to 7%

Health, dental, vision benefits

Descrizione del lavoro

Wilbur-Ellis is seeking a Credit Analyst II to support Senior Credit Analysts and Credit Managers in portfolio management for large agricultural accounts. The role involves underwriting, financial reporting, data analysis, and AR management from origination through collection.

You will analyze financial statements, industry trends, and credit reports; draft security agreements and liens; and support collections while ensuring policy compliance.

Competenze

• 2+ years in credit analysis or related field such as banking or agricultural lending.
• Strong financial statement and cash flow analysis skills.
• Knowledge of credit underwriting and risk assessment.
• Proficiency with Microsoft Office applications.

Mansioni

• Evaluate repayment capacity and overall creditworthiness of potential and existing customers.
• Analyze borrower financial statements, tax returns, balance sheets, income statements, and cash flow reports.
• Conduct thorough credit reviews and provide informed underwriting recommendations.
• Consolidate and analyze customer financial and tax information to support credit decisions.
• Run business and trade reports for potential and existing customers.
• Assist with large customer credit reviews by analyzing financial statements, industry trends, and business credit reports.
• Draft security agreements and UCC-1 filings and perform lien priority analysis in line with UCC rules.
• Support collections efforts by identifying and analyzing assets tied to past-due accounts.

Conoscenze

Credit analysis

Financial statement analysis

Cash flow analysis

Risk assessment

Analytical thinking

MS Office proficiency

Formazione

Bachelor's degree in finance or accounting or agriculture-related field

Strumenti

Microsoft Office

Excel

Word

Outlook

Descrizione del lavoro

Wilbur-Ellis is seeking a Credit Analyst II to support Senior Credit Analysts and Credit Managers in portfolio management for large agricultural accounts. The role involves underwriting, financial reporting, data analysis, and AR management from origination through collection.

You will analyze financial statements, industry trends, and credit reports; draft security agreements and liens; and support collections while ensuring policy compliance.