Agribusiness Credit Analyst II — Underwriting & Portfolio

WECO Wilbur-Ellis Company LLC; Colorado; Hybrid; USD 61,000 - 82,000; Full time

Benefits offered by this job

401(k) matching

Medical coverage

Dental coverage

Vision coverage

Paid vacation

Work-life balance

Job summary

WECO Wilbur-Ellis Company LLC in the United States seeks a Credit Analyst II to support Senior Credit Analysts and Credit Managers in portfolio management, underwriting large agricultural accounts, and risk assessment.

You will analyze financial statements, tax returns, and cash flows, prepare underwriting recommendations, and assist with collections and lien analysis while ensuring compliance and cross-functional collaboration.

Qualifications

• 2+ years of credit analysis, underwriting, banking, commercial finance, or agricultural lending experience.
• Strong financial statement and cash flow analysis skills.
• Knowledge of credit underwriting and risk assessment.
• Proficiency in Microsoft Office including Excel, Word, and Outlook.

Responsibilities

• Analyze large agricultural accounts for creditworthiness, typically with credit limits exceeding $500,000 and more.
• Evaluate repayment capacity and overall creditworthiness of potential and existing customers.
• Analyze borrower financial statements, tax returns, balance sheets, income statements, and cash flow reports.
• Draft security agreements and UCC-1 filings and perform lien priority analysis in accordance with UCC rules.
• Support collections efforts by identifying and analyzing assets tied to past-due accounts.
• Maintain compliance with company documentation procedures and applicable laws and regulations.
• Communicate regularly with Credit Managers and the Director of Credit and Financing.

Skills

Credit analysis

Financial statement analysis

Cash flow analysis

Risk assessment

Microsoft Office

Education

Bachelor’s degree in finance, accounting, business, or agriculture-related field

Tools

Excel

Word

Outlook

Job description

WECO Wilbur-Ellis Company LLC in the United States seeks a Credit Analyst II to support Senior Credit Analysts and Credit Managers in portfolio management, underwriting large agricultural accounts, and risk assessment.

You will analyze financial statements, tax returns, and cash flows, prepare underwriting recommendations, and assist with collections and lien analysis while ensuring compliance and cross-functional collaboration.