Agribusiness Credit Analyst II — Underwriting & Portfolio

TalentAlly; Idaho; On-site; USD 61,000 - 82,000; Full time

Benefits offered by this job

Annual bonus

Health/dental/vision

401(k) with employer match

Job summary

Wilbur-Ellis, a 100-year-old family-owned leader in agriculture, seeks a Credit Analyst II to support Senior Credit Analysts in underwriting large agricultural accounts and managing the receivables portfolio from origination through collection.

You will analyze financial statements, tax returns, and industry data, collaborate across departments nationwide, and help ensure compliance with policies while delivering informed credit decisions.

Qualifications

• 2+ years of credit analysis or related experience.
• Strong financial statement and cash flow analysis skills.
• Knowledge of credit underwriting and risk assessment.
• Intermediate analytical skills and data interpretation.
• Desire to learn advanced underwriting and portfolio management.

Responsibilities

• Analyze large agricultural accounts for creditworthiness and high credit limits.
• Evaluate repayment capacity and overall creditworthiness of customers.
• Analyze financial statements, tax returns, balance sheets, income statements, and cash flow reports.
• Draft credit reviews and underwriting recommendations.
• Support collections and enforce lien priority as needed.
• Maintain compliance with policies and applicable laws.

Skills

Credit analysis

Underwriting

Financial statements

Cash flow

Portfolio management

Data analysis

Excel

Communication

Risk assessment

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Wilbur-Ellis, a 100-year-old family-owned leader in agriculture, seeks a Credit Analyst II to support Senior Credit Analysts in underwriting large agricultural accounts and managing the receivables portfolio from origination through collection.

You will analyze financial statements, tax returns, and industry data, collaborate across departments nationwide, and help ensure compliance with policies while delivering informed credit decisions.