Agricultural Credit Analyst II - Underwriting & Growth

TalentAlly; California; Vor Ort; USD 61.000 - 82.000; Vollzeit

Benefits dieser Stelle

Annual discretionary bonus

Vacation

Holidays

Health

Dental

Vision

Mental health

Retirement plan participation (employe

Zusammenfassung

Wilbur‑Ellis, a long‑standing agricultural leader, seeks a Credit Analyst II to support senior staff with underwriting large accounts and AR management.

You will analyze financial statements, assess repayment capacity, and provide data‑driven recommendations while ensuring policy compliance and cross‑functional collaboration.

The role requires 2+ years in credit analysis and a finance‑related bachelor’s degree; a discretionary bonus and comprehensive benefits are offered.

Qualifikationen

• 2+ years of credit analysis, underwriting, banking, commercial finance, or agricultural lending experience
• Strong financial statement and cash flow analysis skills
• Knowledge of credit underwriting and risk assessment
• Intermediate analytical skills with the ability to interpret data and make informed decisions
• Desire to learn advanced underwriting and portfolio management skills
• Knowledge of risk management practices and the ability to maintain high standards while aligning with company credit policies
• Proficiency in Microsoft Office applications, including Word, Excel, and Outlook
• Bachelor’s degree in finance, accounting, business, or an agriculture‑related field is preferred

Aufgaben

• Analyze large agricultural accounts for creditworthiness, typically with credit limits exceeding $500,000 and more
• Evaluate repayment capacity and overall creditworthiness of potential and existing customers
• Analyze borrower financial statements, tax returns, balance sheets, income statements, and cash flow reports
• Conduct thorough credit reviews and provide informed underwriting recommendations
• Consolidate and analyze customer financial and tax information to draw conclusions and support credit decisions
• Run business and trade reports for potential and existing customers
• Assist with large customer credit reviews by analyzing financial statements, industry trends, and business credit reports
• Draft security agreements and UCC‑1 filings and perform lien priority analysis in accordance with UCC rules
• Support collections efforts by identifying and analyzing assets tied to past‑due accounts
• Assist Credit Specialists as needed
• Maintain compliance with company documentation procedures and applicable laws and regulations
• Manage multiple priorities while maintaining strong organization and analytical rigor
• Communicate regularly with Credit Managers and the Director of Credit and Financing
• Support portfolio management activities, financial reporting, data analysis, asset discovery, and accounts receivable management from origination through collection

Kenntnisse

Credit analysis

Underwriting

Financial statement analysis

Data analysis

Risk assessment

Analytical thinking

Cross-functional collaboration

Communication skills

Ausbildung

Bachelor’s degree in finance, accounting, business, or agriculture-related field

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Jobbeschreibung

Wilbur‑Ellis, a long‑standing agricultural leader, seeks a Credit Analyst II to support senior staff with underwriting large accounts and AR management.

You will analyze financial statements, assess repayment capacity, and provide data‑driven recommendations while ensuring policy compliance and cross‑functional collaboration.

The role requires 2+ years in credit analysis and a finance‑related bachelor’s degree; a discretionary bonus and comprehensive benefits are offered.