Ag/Commercial Marketing Underwriter

Southern Farm Bureau Casualty Insurance Company; Centennial, Northern (CO, KY); Hybrid; USD 100,000 - 121,000; Full time

Benefits offered by this job

Company Car

Job summary

Southern Farm Bureau Casualty Insurance Company is seeking an Ag/Commercial Marketing Underwriter to assess agricultural and commercial risks in the Centennial, CO area. The role combines fieldwork with in-office underwriting decisions and collaboration with agents to ensure accurate coverage.

You will conduct pre-inspections, review risks, accompany agents to insured appointments, and support policy development for Ag Promise and Commercial Package lines.

Qualifications

• Bachelor's degree in Business Administration, Agriculture, Insurance, or Risk Management.
• CPCU or CIC license required.
• Property & Casualty license preferred; must obtain within six months of start date.

Responsibilities

• Conduct pre-inspections to review and underwrite risks before policies are bound.
• Perform post-inspections for new and renewal properties to ensure risk remains aligned.
• Accompany agents on insured appointments to evaluate exposures.
• Attend closings to support Ag Promise and Commercial Package policy questions.
• Document details on autos, structures, property, farm property, equipment, and exposures.
• Coordinate, lead, and monitor audit, reinspection, and re-underwriting programs.
• Train underwriters and agency force on policies and endorsements.

Skills

Analytical

English (written/verbal)

Driver's license

Travel readiness

Time management

Customer relationships

Judgment & decision-making

Customer service

Problem solving

Education

Bachelor's degree

CPCU or CIC license

Property & Casualty license (preferred)

Job description

Ag/Commercial Marketing Underwriter plays a crucial role in underwriting, decision-making, and communication with potential insured and sales. This position involves inspecting, analyzing, and evaluating agricultural and/or commercial properties to determine risk and insurability. The role requires a deep understanding of the agricultural and/or commercial industries and the ability to assist agents and potential customers in ensuring accurate coverage of insured risks. This position involves both fieldwork and reviews within an assigned area/district.

• Conduct pre-inspections to review and underwrite risks before policies are bound.
• Perform post-inspections for newly written properties and renewal inspections to ensure material risks have not changed.
• Accompany agents on insured appointments to assist in evaluating and identifying exposures.
• Attend closings to assist in providing answers to questions, provide detailed context, and be a subject matter expert as it relates to our Ag Promise policy and Commercial Package policy.
• Document details regarding autos, structures, personal property, farm personal property, farm equipment, inland marine exposures and liability exposures etc.
• Analyze and evaluate property for value, condition, and exposure purposes.
• Coordinate, lead, and monitor the Audit, Reinspection, and Re-underwriting Programs.
• Assist with the development and maintenance of policies, applications, forms, and endorsements.
• Train underwriters and the agency force on policies, endorsements etc as it relates to Ag Promise and/or commercial policies.
• Provide assistance in obtaining coverage for high-risk exposures within the brokerage market if needed.
• Research lines of business to identify loss predictive characteristics and monitor competitive products, programs, and pricing.
• Depict findings in photography and complete reports from inspections.
• Perform thorough and accurate reviews when appropriate.
• Assist agents with entering Ag Promise and Commercial policies into the system and recommending coverages/endorsements for potential and existing customers.
• Attend various meetings, conferences, and training seminars.
• Visit assigned county offices/agencies as required.
• Maintain regular and predictable attendance.

Experience:

5 to 10 years of underwriting, claims, agriculture, and/or related insurance work required.

Education:

• Bachelor's Degree Preferred - Majoring in Business, Agriculture, Insurance, or Risk Management. Relevant combination of education and related business/insurance work experience may be substituted for a degree.
• CPCU or CIC License REQUIRED
• Property and Casualty Insurance License Preferred. Must obtain within six months of start date.

Skills:

• Demonstrated analytical skills Excellent English written and verbal communication skills.
• Valid driver's license with an acceptable record.
• Ability to drive and travel daily, including overnight stays.
• Strong time management and organizational skills.
• Ability to build strong customer relationships.
• Demonstrates excellent judgment and decision-making skills.
• Demonstrated customer service skills.
• Demonstrated problem solving skills.

Other Details:

• Travel is required - overnight stays expected
• Company Car will be provided

Hiring Salary Range Goal:

$100,000 - $121,000

Qualifications

Behaviors

Required

Detail Oriented

: Capable of carrying out a given task with all details necessary to get the task done well

Team Player

: Works well as a member of a group

Education

Required

Bachelors or better in Business Administration or related field.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.