Agri Business Underwriter

ciginsurance; Spokane (WA); Hybrid; USD 65,000 - 108,000; Full time

Job summary

Capital Insurance Group is seeking an Agri Business Underwriter to review agribusiness insurance applications, assess risk, and pricing within company guidelines. You will build strong agency relationships to grow new business and maintain profitability across the renewal book.

The role requires a college degree (or equivalent) and 2+ years in agribusiness underwriting, with preferred completion of AFIS, CPCU, AU, ARM, CRM, or CIC coursework. A valid driver’s license and travel are expected.

Qualifications

• College degree or equivalent experience in a related field.
• At least 2 years of agribusiness underwriting experience.
• Completion of technical insurance coursework preferred (AFIS/CPCU/AU/ARM/CRM/CIC).

Responsibilities

• Review applications for agribusiness insurance and assess risk attributes.
• Determine pricing and fit within company guidelines and policies.
• Build strong agency relationships to develop new business opportunities.
• Retain a strong renewal book and manage profitability metrics.
• Adhere to underwriting guidelines and service standards.

Skills

Analytical thinking

Communication

Teamwork

Problem solving

Professional development

Driving license

Education

College degree or equivalent

Technical insurance coursework (AFIS CPCU AU ARM CIC)

Job description

Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why Choose CIG’s Underwriting Team?

This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!

Benefits

• Accrue twenty-one days of Paid Time Off during your first year
• Up to eighty-seven percent of benefits covered by CIG for you and your family members
  • Medical, dental, vision plans
• One hundred percent covered plans
  • Basic Life & AD&D
  • Employee Assistance
  • Leave Management
  • Long Term Disability
  • Short Term Disability (Outside of CA)

• Family Caregiver Support (Homethrive)
• Child Care Resources (Tootris)
• Business Travel Accident Protection

• Voluntary benefit offerings
  • Short-term (CA only)
  • Voluntary Life AD&D self, spouse and child plans
  • Flexible Spending
  • Health Savings (HSA)
  • Hospital Indemnity
  • Accidental Injury

• Critical Illness
• ARAG Legal Services
• Norton LifeLock

• Nine paid holidays, plus two floating holidays
• Above and Beyond Reward Recognition Program
  • Kudos & Shout Out Points Program
  • Quarterly Above and Beyond Bonus Program
  • Annual Above and Beyond Bonus Program
• Competitive compensation
  • Base compensation
  • Salary Management Spot Bonuses
  • Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Discount partnerships
  • Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
• Insurance Educational reimbursement and bonus programs
• Employee Referral Bonus Program
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth + match)
• Health & Financial Wellness
  • Wellness platform, tools and events
  • Health Savings Account – match
  • Financial Wellness Resources

Work Environment

This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).

Job Overview

As an Agri Business Underwriter, you will be responsible to review applications for agri business insurance, assessing overall risk attributes, appropriate pricing, and determining correct fit within Company guidelines and policies. This position is responsible for building strong agency relationships to develop new business opportunities; retain a strong renewal book of business and manage the overall book to profitability metrics. The Underwriter must adhere to underwriting guidelines for service and authority.

Minimum Requirements

Education and Experience:

• College degree (or equivalent experience) and 2 plus years of agri business underwriting experience writing small to medium sized commercial risks.
• This individual must have demonstrated ability to apply sound underwriting principles and manage an underwriting workload with limited supervision.
• Completion of technical insurance coursework preferred, such as AFIS, CPCU, AU, ARM, CRM or CIC.

Knowledge of:

• Agri Business Insurance Underwriting principles, procedures, rules and regulations
• Rating plans (ISO or similar) and commercial lines coverages
• Knowledge of social, economic and competitive aspects of territory assigned
• National and local business conditions and trends
• Underwriting and marketing philosophy and procedure
• Correct English usage, including spelling, grammar, punctuation, and vocabulary
• Basic mathematics and the application of formulas

Ability to:

• Correlate risk factors to underwriting standards to determine acceptance of risk
• Produce accurately and consistently to meet deadlines within service and production standards
• Analyze problems and develop effective solutions
• Exchange ideas, information and influence others through effective communication
• Function in a collaborative and positive team work environment
• Demonstrate commitment to professional development to improve knowledge and skills to advance job performance
• Must maintain a valid drivers’ license and accommodate routine business travel

Career Path potential:

• Agri Business Senior Underwriter
• Agri Business Underwriting Specialist

Salary Range:

$65,091.00 - $108,485.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.