Ag/Commercial Marketing Underwriter

Colorado Farm Bureau Insurance Co.; Centennial (CO); On-site; USD 100,000 - 121,000; Full time

Benefits offered by this job

Company Car

Job summary

Colorado Farm Bureau Insurance Co. is seeking an Ag/Commercial Marketing Underwriter to evaluate agricultural and commercial risks, support agents, and manage inspections across an assigned area.

The role blends fieldwork with desk reviews and requires strong analytical abilities and risk assessment skills. Ideal candidates have 5–10 years in underwriting or related insurance work, a Bachelor’s degree (preferred), and must have CPCU or CIC license with P&C license preferred (to be obtained

Qualifications

• Bachelor’s degree preferred in Business, Agriculture, Insurance, or Risk Management.
• CPCU or CIC license required.
• Property and Casualty license preferred; must obtain within six months of start date.
• 5 to 10 years of underwriting, claims, agriculture, and/or related insurance work is required.

Responsibilities

• Conduct pre-inspections to review and underwrite risks before policies are bound.
• Perform post-inspections for newly written properties and renewal inspections.
• Accompany agents on insured appointments to assist in evaluating exposures.
• Attend closings to provide answers and be a subject matter expert related to Ag Promise and Commercial Package policies.
• Document details regarding autos, structures, personal property, farm property, farm equipment, and exposures.
• Analyze property for value, condition, and exposure purposes.
• Coordinate, lead, and monitor audit, reinspection, and re-underwriting programs.
• Assist with development and maintenance of policies, forms, and endorsements.
• Train underwriters and agency force on policies and endorsements.
• Research lines of business to identify loss characteristics and monitor pricing.

Skills

Analytical skills

Communication skills

Driver's license

Travel daily

Time management

Customer relationships

Judgment & decision-making

Customer service

Problem solving

Education

Bachelor’s Degree Preferred

CPCU or CIC License

Property and Casualty Insurance License

Job description

We believe that helping you is what we do best. We achieve this goal by operating as a team with each employee playing an important role. We are a statewide \"Equal Opportunity Employer\" offering positions such as: clerical support, policy processing, administrative, management, computer information systems, claims, finance and underwriting.

Description

Summary:

Ag/Commercial Marketing Underwriter plays a crucial role in underwriting, decision-making, and communication with potential insured and sales. This position involves inspecting, analyzing, and evaluating agricultural and/or commercial properties to determine risk and insurability. The role requires a deep understanding of the agricultural and/or commercial industries and the ability to assist agents and potential customers in ensuring accurate coverage of insured risks. This position involves both fieldwork and reviews within an assigned area/district.

Essential Functions:

• Conduct pre-inspections to review and underwrite risks before policies are bound.
• Perform post-inspections for newly written properties and renewal inspections to ensure material risks have not changed.
• Accompany agents on insured appointments to assist in evaluating and identifying exposures.
• Attend closings to assist in providing answers to questions, provide detailed context, and be a subject matter expert as it relates to our Ag Promise policy and Commercial Package policy.
• Document details regarding autos, structures, personal property, farm personal property, farm equipment, inland marine exposures and liability exposures etc.
• Analyze and evaluate property for value, condition, and exposure purposes.
• Coordinate, lead, and monitor the Audit, Reinspection, and Re-underwriting Programs.
• Assist with the development and maintenance of policies, applications, forms, and endorsements.
• Train underwriters and the agency force on policies, endorsements etc as it relates to Ag Promise and/or commercial policies.
• Provide assistance in obtaining coverage for high-risk exposures within the brokerage market if needed.
• Research lines of business to identify loss predictive characteristics and monitor competitive products, programs, and pricing.
• Depict findings in photography and complete reports from inspections.
• Perform thorough and accurate reviews when appropriate.
• Assist agents with entering Ag Promise and Commercial policies into the system and recommending coverages/endorsements for potential and existing customers.
• Attend various meetings, conferences, and training seminars.
• Visit assigned county offices/agencies as required.
• Maintain regular and predictable attendance.

Experience:

5 to 10 years of underwriting, claims, agriculture, and/or related insurance work required.

Education:

• Bachelor’s Degree Preferred– Majoring in Business, Agriculture, Insurance, or Risk Management. Relevant combination of education and related business/insurance work experience may be substituted for degree.
• CPCU or CIC License REQUIRED
• Property and Casualty Insurance License Preferred. Must obtain within six months of start date.

Skills:

• Demonstrated analytical skills Excellent English written and verbal communication skills.
• Valid driver’s license with an acceptable record.
• Ability to drive and travel daily, including overnight stays.
• Strong time management and organizational skills.
• Ability to build strong customer relationships.
• Demonstrates excellent judgment and decision-making skills.
• Demonstrated customer service skills.
• Demonstrated problem solving skills.

Other Details:

• Travel is required – overnight stays expected
• Company Car will be provided

Salary Range:

$100,000 – $121,000

Qualifications

Behaviors

Preferred:

• Detail Oriented– Capable of carrying out a given task with all details necessary to get the task done well
• Team Player– Works well as a member of a group

SFBCIC & CFBIC are dedicated to the principles of equal employment opportunity in any term, condition or privilege of employment. The Company does not discriminate against applicants or employees on the basis of age, race, sex, color, religion, national origin, disability or any other status protected by state or local law.