Actuarial Leader, Life Insurance Product Strategy

Constellation Insurance, Inc.; Montgomery (OH); Hybrid; USD 180,000 - 260,000; Full time

Benefits offered by this job

Healthcare coverage

Life insurance

401(k) plan

Parental leave

Flexible time-off

Job summary

Constellation Insurance, Inc. seeks an experienced actuarial leader to drive life insurance product pricing, development, and in-force management. This hands-on role blends technical actuarial work with product strategy and cross-functional collaboration.

You will lead pricing, development, and regulatory support, mentor a small team, and influence stakeholders across the organization. Extensive life insurance pricing experience is required.

Qualifications

• Over 10 years of actuarial experience in life insurance pricing, development, or related functions.
• Fellow of the Society of Actuaries (FSA) or Associate of the Society of Actuaries (ASA).
• MAAA membership is a plus.
• Advanced knowledge of IUL, UL, BOLI, Term Life, and Whole Life products.
• Strong actuarial modeling and analytical skills; MG-ALFA and/or Integrate experience preferred.
• Experience supporting state and Compact product filings.
• Knowledge of illustration regs, AG 49A, and IRC sections 7702/7702A.
• Ability to translate analyses into practical recommendations and influence stakeholders.

Responsibilities

• Lead actuarial analysis for design, pricing, and development of life insurance products.
• Prepare actuarial memoranda, pricing docs, and regulatory filing support.
• Evaluate profitability, capital requirements, and risk, including reinsurance options.
• Collaborate cross-functionally to support product development and system validation.
• Analyze in-force performance and adjust credited rates, dividend scales, and features.
• Conduct experience studies on mortality, persistency, expenses, and investments.
• Support illustration testing, product governance, and policyholder inquiries.
• Contribute to product strategy, roadmaps, and enterprise initiatives.
• Present actuarial findings to senior leadership and stakeholders.
• Manage and mentor two to three direct reports and liaise with reinsurers.

Skills

Actuarial leadership

Pricing experience

Product management

Communication

Education

FSA or ASA

MAAA

Tools

MG-ALFA

Integrate

Job description

Constellation Insurance, Inc. seeks an experienced actuarial leader to drive life insurance product pricing, development, and in-force management. This hands-on role blends technical actuarial work with product strategy and cross-functional collaboration.

You will lead pricing, development, and regulatory support, mentor a small team, and influence stakeholders across the organization. Extensive life insurance pricing experience is required.